Under contract-accepting backup offers. SELLER WILL HAVE A NEW ROOF ON BEFORE CLOSING!! FRESHLY PAINTED EXTERIOR. Discover the allure of this fantastic TURNKEY property, nestled in a wonderful location just a short distance from the beaches. Boasting 3 bedrooms and 2 full baths, this residence holds the potential for 4 bedrooms with slight modifications, catering to your evolving needs. Step into a coastal haven where the decor creates a serene and relaxed atmosphere. Main bathroom was completely remodeled April 2023, 2nd full bath is in the master bedroom. The outdoor space is a true oasis, featuring an 8ft by 11 ft SWIM SPA HOT TUB for ultimate relaxation, a fire pit area for cozy gatherings, and several seating areas that add a touch of entertainment to your lifestyle. The ambiance is further enhanced by bamboo fencing, providing a private and tranquil setting. Seller just installed (Jan 2024) $20, 000 worth of new hurricane windows which ad safety, lower the insurance and are much more economical. They have also completed a $20, 000 landscape remodel, including brick paving patios shells. Electric panel was updated to 150 amp. Adding to the appeal, this property comes with the unique advantage of having no Homeowners Association (HOA). Enjoy the benefits of a charming residence in a fantastic location, without the constraints typically associated with HOA-regulated communities. There are no rental restrictions. Property would make a GREAT AIRBNB. This remarkable property comes fully furnished, including tasteful decorations that add a touch of charm to every corner. With careful attention to detail, the interior spaces are thoughtfully adorned, creating an inviting and cohesive atmosphere throughout. Every corner reflects a thoughtful blend of style and functionality. With furnishings and decorations already in place, this property offers a turnkey solution for those seeking a seamless transition into their new home. Embrace the convenience and comfort of a fully furnished living space, ready for you to enjoy from day one. Includes 4 distinct sleeping areas, this home is designed to accommodate both comfort and flexibility. Whether you're hosting guests or envisioning versatile spaces for various needs, the layout provides an adaptable and welcoming environment. Whether you're seeking a cozy, Florida retreat or envisioning modifications for additional bedrooms, this property offers versatility in a wonderful coastal setting. Seize the opportunity to embrace the Florida lifestyle with this charming home, where indoor comfort seamlessly blends with outdoor serenity.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $283,920 | $283,920 | $283,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $221 | $221 | $221 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,842 | $1,865 | $2,377 |
Total Monthly Payment | $2,138 | $2,161 | $2,673 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.