405 S Ridgewood AVENUE, Daytona Beach, FL, 32114 | $524,000

Renovated, Move-in Ready, 4/4 2000 sqft plus a basement is ready to be a primary or vacation home - rent when not using it!!! IDEAL LOCATION to enjoy all that Daytona Beach and Central Florida's East Coast has to offer - all a few minutes away. ! Historical charm with new modern conveniences and transitional style welcomes friends onto the large front porch to connect plus an abundance of parking in the back on the large fenced lot! The spacious living room has an abundance of natural light, red brick wood-burning fireplace, custom ceiling and wide baseboard woodwork, gorgeous 100 year old pine floors, and views out the back, making this a perfect place to entertain or relax after a fun day! The open floor plan leads to the bright dining area, which features a wall of windows and sliding glass doors to the balcony - an ideal spot for al fresco cocktails. The kitchen is a chef’s paradise, with its abundance of designer cabinets, elegant quartz countertops, large custom-built pantry, new appliances, and picturesque window over the sink to the backyard. Fully equipped with a charming wine or coffee nook and built-in desk, this part of the house blends function with enjoyment. Nearby is the back door yard, and full bath with an oversized glass walk-in shower! Off the living room is a fabulous guest bedroom or home office featuring an ensuite bath with shower/tub combo! The charm and custom woodwork continues up the stairs with three additional bedrooms having hardwood floors, high ceilings with fans, custom woodwork and an abundance of closets! The primary bedroom has a designer bath and the other 2 bedrooms share a large hall bath nearby. One of these has a wonderful private reading/meditation area or kid's hangout space! Access your spacious basement under the stairs -where it awaits your personal touch! With a finished out flooring, windows and utility sink for an indoor laundry area, this basement is ideal for relaxation, gaming or a personal studio- plus it walks out to the back yard! The backyard is ready for your personal touch with space for a pool, pickleball court and space to store your motorized water toys! Nearby is Daytona Beach: the "World's Most Famous Beach because of its 23 miles of stunning Atlantic Shoreline! Also the many other bonuses Daytona offers for year-round enjoyment: Halifax Marina and Yacht Club, Jackie Robinson Ball Field- home of the Daytona Tortugas, minor league baseball, Pictona- home to recreational and pro pickleball players, the International Speedway- home of Daytona 500, Spring Bike Week, and exceptional dining, shopping and exploring!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 4 full
  • Lot Size: 50 x 130
  • Laundry: Other
  • Year Built: 1920
  • Garage: Boat, Guest, Oversized
  • Heating: Central, Wall Units / Window Unit
  • Cooling: Central Air, Wall/Window Unit(s)
  • Approx Sq. Feet: 2,000
  • Acreage: 0.15
  • Lot Size: 50 x 130
  • Est. Taxes: $1,316
  • Lot Desc: City Lot, Near Marina, Near Public Transit, Oversized Lot, Sidewalk
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range
  • MLS#: T3499374
  • Days on Market: 224 days
  • Website: https://www.raveis.com
    /prop/T3499374/405sridgewoodavenue_daytonabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/14/2024 12:08:22 PM)
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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405 S Ridgewood AVENUE, Daytona Beach, FL, 32114

$524,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $419,200 $419,200 $419,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $110 $110 $110
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,860 $2,786 $3,535
Total Monthly Payment $3,062 $2,988 $3,737

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.