NO HURRICANE DAMAGE here, high & dry!! Previous Buyer could not qualify! All REASONABLE Offers Considered!! 3 months HOA paid for FULL PRICE OFFER! Dare to Compare. . . MOST UPDATED, LARGEST & LOWEST PRICED CONDO AROUND!! Enjoy Florida living in this AFFORDABLE, ALL AGE & PET FRIENDLY community! Just a short drive to the sugar sand beaches of ANNA MARIA ISLAND, a GROUND FLOOR condo and SUNSETS from your back patio! Does it get any better. . . YES IT DOES! This little gem was TOTALLY UPDATED TOO (2021). This is only 1 of 2 units with a large PATIO and a bonus feature. . . you can have your OWN GRILL right outside your door! After a long day of fun in the sun, enjoy outdoor dining and entertaining while you cook up your "catch of the day", under majestic oaks and watch the sun go down. Come inside and see why you will LOVE cooking indoors just as much in this beautifully remodeled kitchen featuring white shaker cabinets, stainless appliances, quartz countertops, large undermount sink, tile backsplash, plus a WALK-IN PANTRY, so you have plenty of storage and functionality in this space! Your newly renovated bathroom is a mini oasis with a seamless chic vanity, bright lighting and another bonus is the shower with elegant large tiles, which means less grout to clean! Crown molding and easy cleaning light and bright tile floors flow throughout. Another unique feature is your own stackable washer/dryer with a LAUNDRY TUB within the lanai overlooking the mature green landscaping. Walking distance to tons of restaurants and shopping. . . yet just a short drive to nature preserves, boating, kayaking and all that ISLAND LIFE has to offer! Not a beach person, no problem just a few steps outside your door to the HEATED POOL so you can enjoy the Florida sun all year long! Your own parking spot conveniently located right outside your entrance. HOA incl. water, trash, pest control, pool, comm. tables/grill, & flood insurance. Plz note prop. was NOT homesteaded. . . extra savings if this is your primary residence. . . but a great investment with notable rental income opportunity as well!
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Our Executive Mortgage Banker:
Our Insurance Division:
$139,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $111,920 | $111,920 | $111,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $128 | $128 | $128 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $745 | $744 | $944 |
Total Monthly Payment | $948 | $947 | $1,147 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.