Welcome to the Derby's. Introducing this Under Construction Luxurious Colonial measuring out at approximately 3, 800 square feet located on a Cul de Sac. Built By a Masterful Builder, in the Highly Sought after Derby Section of Oceanside. This Magnificent Open Floor Plan offers an Entry Foyer that opens to a Formal Dining Room with Custom Millwork Throughout the House. Gourmet Kitchen with Customized Cabinetry, Beautiful Island, Stainless Steel Appliances, and large walk in Pantry. This Stunning Design Continues to a Sun Drenched and Inviting Family Room / Den with Gas Fireplace. Rounding out the first floor is an Elegant Bathroom and Bedroom/Office. On The Second Level, Primary Bedroom with Raised Cathedral Ceiling, Ensuite Designer Primary Bathroom, and Large Walk in Closet. A junior Suite Bedroom that includes a walk-in closet and bathroom. 2 Oversized Bedrooms with 1 Additional Full Bathroom. Laundry Room on the Second Level. Two Zone Heat and Central Air Conditioning, In Ground Sprinkler System. Spacious driveway and private yard. There is too much to list. Come see this soon to be stunning home and make this your forever home. Still time to customize and add your own touches. *Preview of the Property Is Available by Appointment*
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,349,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,079,999 | $1,079,999 | $1,079,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,227 | $1,227 | $1,227 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,132 | $6,738 | $9,041 |
Total Monthly Payment | $7,484 | $8,090 | $10,393 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.