Short Sale. Motivated Seller! This custom-built home is located in Del Webb's Spruce Creek Golf & Country Club in Summerfield, Florida. The home was a custom build and has outstanding features that include 3 bedrooms AND a Den/Study, a separate Family Room and a split Bedroom plan. The Gourmet Kitchen has custom cabinetry, stainless appliances (oven is an air fryer, convection oven and regular oven [New 2023]), granite countertops and backsplash and more. The Dinette (eat-in kitchen area) also has custom cabinets with a coffee bar, lighting and plenty of storage. The laundry is located in the kitchen area. The Living/Dining Rooms have vaulted ceilings, plenty of can lighting and perfect for large parties. The Den/Study has glass French doors with a window at the front of the home. A HUGE Primary Bedroom has its own hot water heater along with a custom designed en-suite that is huge and it has a Roman shower with separate bathtub. There is crown molding in every room. The TVs mounted on the walls will convey with the property. There is a courtyard patio out front and a brick paver patio off the Family Room. There is also landscape curbing and designer drive & walkway. There are several fruit trees (limes, lemons and orange), plus this home has a PRIVATE well for irrigation purposes (savings of $60-70/month). The HVAC was replaced in 2019 and Roof in 2014. There is 3M Film installed on all windows. This home has an ASSUMABLE VA mortgage with Approval. Come see this home with plenty of entertainment space! Del Webb has 70+ Clubs, Shuffle Board, Bocce Ball, Tennis Courts, Pickleball Courts, Softball Field, Fitness Center, 3 Pools and Hot Tubs as well as a Community Center (The Horizon Center). Come for a visit today! Seller is providing a 1 year home warranty.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $296,750 | $296,750 | $296,750 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $331 | $331 | $331 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,974 | $1,949 | $2,503 |
Total Monthly Payment | $2,380 | $2,355 | $2,909 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.