**Sarasota County has updated their Flood Zones in accordance with the new FEMA zoning. This property is now located in an X Flood Zone**
Do you dream of living near the beach? Welcome to the amenity rich, 55 and older community of Polynesian Village, located approximately one mile from scenic and tropical Manasota Beach and boat ramps. Location, Location, Location! You can walk, drive, bike or golf cart to the beach. Polynesian Village is a neighbor- friendly community with wonderful amenities including a community pool, sundeck, shuffleboard courts and a recently completed and remodeled clubhouse with a gathering room that hosts many entertainment events and planned activities by the social committee.
Please view the wonderful attached 3D tour to get the feeling of walking through this home. The curb appeal of this home is evident immediately upon arrival with it's well maintained exterior adorned with Bahama shutters, lush landscaping and potted flowers/plants and inviting seating area near the side entry, under the carport. This beautiful turnkey, 2 bedroom, 2 full bath double-wide, manufactured home, is ready for the next homeowner to enjoy. This well laid-out floor plan creates a feeling of a large open living space. Storage is abundant in this home with a utility closet off the Lanai area for your laundry, tools and miscellaneous items. Both bedrooms are spacious enough to accommodate large beds and have walk in closets. The primary bedroom closet has plentiful built-in shelving. In the Dining Area, there are built-in cabinets for glassware, small appliances and dishes. There have been many upgrades to this home such as Newer Roof-Over (2016); New AC/Heat Kit and Ductwork (Oct. 2022); Newer Lanai Windows and Doors ( April/May 2016); Upgraded primary bath with newer plank tile flooring, newer vanity and newer shower fitter (2016). Lastly, in the rear of the home, there is a perfect outdoor, small paver patio area with additional seating. The build-in desk area off the kitchen, is perfect for a work space/home office. This community has a low monthly HOA fee of $276. 67 which includes homeowner lot lawn care, basic cable and the clubhouse and pool maintenance. Owners are responsible for their own electricity and water, and trash is covered in your annual tax bill. Polynesian Village offer a storage yard for those homeowners who have RV's, small boats or other items needing additional storage for a fee of $130 for the year! This home exemplifies the laid-back, Southwest Florida Living! You have all the comforts of home, just bring your flip flops!
(Please see inventory items attachment to see all the wonderful items and furnishings included with the home sale).
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $144,000 | $144,000 | $144,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $83 | $83 | $83 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $995 | $957 | $1,235 |
Total Monthly Payment | $1,153 | $1,115 | $1,393 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.