Updated Price !!! Welcome to the warm and welcoming neighborhood of Terra Siesta! Nestled in this vibrant 55+ resident-owned co-op, you'll find a charming single-wide manufactured home boasting 2 bedrooms and 1 bathroom. With a thoughtfully designed split bedroom floor plan, this cozy abode offers new vinyl flooring and baseboards throughout – say goodbye to carpet for good! Freshly painted both inside and out, this home shines with renewed vitality. The carport, replaced in 2023, ensures your vehicle stays protected year-round. Plus, brand-new downspout gutters and updated plumbing (completed in 2023) guarantee peace of mind. With a water heater less than 2 years old and a TPO roof overhead, durability and comfort are assured. Included are full sized newer washing machine and dryer in the utility shed, with extra room for additional storage. Embrace the carefree lifestyle with the low monthly fee of $211 covering access to and maintenance of the community's two sparkling pools, shuffleboard court, and clubhouse. Forget about the hassle of utility bills – trash, water, and sewer are all included. Experience the joys of community living and comfortable modernity in this delightful home within Terra Siesta!
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Our Executive Mortgage Banker:
Our Insurance Division:
$94,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $75,920 | $75,920 | $75,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $74 | $74 | $74 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $511 | $505 | $651 |
Total Monthly Payment | $660 | $654 | $800 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.