14756 Ponce De Leon Trl, Port Charlotte, FL, 33981 | $499,000

WHY WAIT TO BUILD? 3 bed, 3 bath PLUS pool home in Harbor West, gated community in South Gulf Cove. SAME FLOORPLAN LISTED IN HARBOR EAST WITH NO POOL FOR $486k! Popular Lennar Venice floorplan, built in 2021, with impact glass in windows/sliders means lower insurance and less maintenance costs.


Open and flexible floorplan with 3 beds, 3 full baths and lots of storage! Spacious bedrooms with master suite including two walk-in closets, dual sinks in bathroom and oversized walk-in shower. Granite in kitchen and both bathrooms. Stainless appliances in kitchen, which features large island overlooking dining room and family room, perfect for entertaining. Corner pantry and white cabinets provide plenty of storage. No carpet, oversized diagonal tile throughout home.


One of the largest lots in community with water view at front and back of home. Enjoy morning sunrise from covered porch or sunsets from lanai! Pool area features pavers, spa integrated into pool and cage was replaced after Hurricane Ian with full 3-side panoramic screens, to make the most of water views. Minimal damage from Hurricane Ian, repairs completed.


For VA buyers, owners loan is assumable with low interest rate!


Discover Harbor West, newer gated community within South Gulf Cove. Small, friendly community with some homes on boatable water, all homes overlooking lake or canal and community mailbox area to meet your neighbors. 2 access gates provide easy access for residents. Beautiful homes with tile roofs, landscaping and low HOA fee which includes lawn maintenance.


Close proximity to Englewood, Boca Grande, Port Charlotte and North Port with Wellen Park dining and activities including Braves Spring Training. Beaches at Englewood, Manasota Key and Boca Grande are all in easy reach along with restaurants, shopping, cycle trails and multiple golf courses including Rotonda West Country Club with 99 holes of golf. This is one of the best kept secrets - fast growing area which still retains small town charm.

Features

  • Amenities: Lobby Key Required
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,849
  • Acreage: 0.32
  • Est. Taxes: $6,047
  • HOA Fee: $745 Quarterly
  • Pool: Child Safety Fence, Gunite, Heated, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: D6134388
  • Days on Market: 166 days
  • Website: https://www.raveis.com
    /prop/D6134388/14756poncedeleontrl_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/7/2024 2:47:10 PM)
Listing courtesy of EXP Realty   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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14756 Ponce De Leon Trl, Port Charlotte, FL, 33981

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.815% 7.159% 6.538%
Monthly Tax Payment $504 $504 $504
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,656 $2,653 $3,423
Total Monthly Payment $3,235 $3,232 $4,002

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.