WELCOME HOME! When pulling up to this home you can’t help but notice the manicured landscaping and have an appreciation for the privacy of this corner lot with its mature palm and magnolia trees. The curved drive welcomes you to the side entry two-car garage and walkway to the covered front entrance. Upon entering, you will see the wooden stairs and banister that leads to the second level straight ahead. To the left, glass French doors open to a versatile room that can be used as a formal living room, game room or office, and on the opposite side is a sunlit dining room. With or without guests, or for other occasions, the open combined family room and kitchen forms the heart of this home. Imagine sitting comfortably, getting lost in the warmth and the glow of the fireplace. The culinary artist will love creating delicious masterpieces with plenty of counter and cabinet space, gleaming STAINLESS STEEL APPLIANCES, built-in oven and gas cooktop stove. French doors off the kitchen lead to the screen enclosed pool, spa and patio where you can choose to take the option of grilling outside or relaxing in the sparkling pool while enjoying the Florida sun and the backyard nature views. Your private oasis is COMPLETELY FENCED and gated so fur babies also have a place to run and play. Also on the first level is an inside laundry room with chutes from the upper level, cabinet storage, and a sink, making chore day a breeze. All 4 bedrooms are found on the upper level of this home. The primary suite is the best place to relax after a long day. It features a jetted tub and an area to lounge in solitude as well as boasts a 9 x 10 walk-in closet. Three additional bedrooms and one shared bath are on this floor, as well as a walk-in storage closet. Located in Oak Creek community in the heart of Oviedo, your new home is convenient to plentiful shopping and restaurant options being within 5 miles of Oviedo on the Park, the Oviedo Mall and access to SR-417. SYSTEMS: A/C 2016, water heater 2018, roof 2021, exterior paint 2022, salt water pool system 2023.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $539,920 | $539,920 | $539,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.500% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.051% | 7.295% | 6.623% |
Monthly Tax Payment | $620 | $620 | $620 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,775 | $3,638 | $4,666 |
Total Monthly Payment | $4,487 | $4,350 | $5,378 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.