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Presented by
Patti Ferguson |
3820 Ruby WAY, Naples, FL, 34114 | $1,050,000
Excellent Location! Low Fees! Beautiful community! This meticulously kept custom built Colonnade V by Meritage Homes offers 4 bedrooms plus a den/office and 3 full bathrooms. Copper Cove Preserve is one of Naples best kept secrets! Key features of this home include highly desired southern rear exposure with a lake view, storm catcher roll down hurricane screens, 14' foyer ceiling, 12' ceilings in living & dining room & 10' remainder, separate living room & family room, picture window in family room with gas fireplace, transom windows in den/office & dining room, ensuite with separate entrance providing multiple options, master bedroom with built-ins in both walk-ins & large sitting area overlooking pool, upgraded kitchen appliances, under cabinet lighting, large eat-in kitchen, 5" baseboard throughout, two central air units, laundry room with slop sink & extra storage, oversized garage with side entry door, a solar heated oversized pool and an independent irrigation system in front garden area. Copper Cove is located in a prime location! It's perfectly positioned between the vibrant Downtown Naples approx. 20 minutes away and the pristine beaches of Marco Island only 15 minutes away, and offers close proximity to restaurants, shopping, executive airport, golf courses, yacht clubs, parks, museums, tennis, pickleball, bocce, paddleboarding, fishing and all SW Florida activities and attractions. This popular gated community is known for an outstanding lifestyle and location while enjoying very reasonable HOA fees and no CDD.
Features
- Amenities: Sidewalk,Streetlight
- Rooms: 13
- Bedrooms: 4
- Baths: 3 full
- Style: 1 Story/Ranch
- Development: COPPER COVE PRESERVE
- Year Built: 2008
- Garage: 2-car Attached
- Heating: Central Electric,Zoned
- Cooling: Ceiling Fans,Central Electric,Zoned
- Approx Sq. Feet: 2,824
- Acreage: 0.23
- Est. Taxes: $8,647
- HOA Fee: $897 Quarterly
- Lot Desc: Regular
- View: Lake
- Community Type: Gated
- Water Front: Yes
- Elem. School: MANATEE ELEMENTARY SCHOOL
- Middle School: MANATEE MIDDLE SCHOOL
- High School: LELY HIGH SCHOOL
- Private Pool: Yes
- Pet Policy: No Approval Needed
- MLS#: 224005622
- Website: https://www.raveis.com
/mls/224005622/3820rubyway_naples_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Patti FergusonLuxury Properties Specialist
239.682.3668
Patti.Ferguson@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Evelio MirandaInsurance Sales Director, William Raveis Insurance
561.704.7334
Evelio.Miranda@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3820 Ruby WAY, Naples, FL, 34114
$1,050,000
Patti Ferguson
Luxury Properties Specialist
William Raveis Real Estate
Phone: 239.682.3668
Patti.Ferguson@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $840,000 | $840,000 | $840,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.875% | 6.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.851% | 6.989% | 6.936% |
| Monthly Tax Payment | $721 | $721 | $721 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,659 | $5,518 | $7,433 |
| Total Monthly Payment | $6,505 | $6,364 | $8,279 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388