CONSTRUCTION TO BEGIN!!!! HIGH RANCH WITH FULL BASEMENT/ OUTSIDE ENTRANCE WITH A ONE CAR GARAGE!!! POSSIBLE MOTHER DAUGHTER WITH PROPER PERMITS!! EAST ISLIP SCHOO;S!! BUILDER GIVING A KITCHEN FOR ACCESSORY APARTMENT(WITH PROPER PERMITS) IF A DEAL IS IN PLACE BY DEC. 15TH/ LOT CLEARED!!! ZONED GST!!! POSSIBLE 2 FAMILY HOME WITH PROPER PERMITS AND ALSO CAN BE OFFICE SPACES WITH PROPER PERMITS!!!!! PERMITS IN PLACE READY TO START CONSTRUCTION!! . . 4/5 POSSIBLE BEDROOMS/ ONE BEDROOM ON THE FIRST LEVEL/HIGH RANCH WITH A ONE CAR GARAGE/ CHOICE OF CABINETS, CHOICE OF GRANITE, CHOICE OF TILES, CHOICE OF CARPETING ALL FROM BUILDER'S SAMPLES, STAINLESS STEEL APPLIANCES, VAULTED CEILINGS IN KITCHEN/LIVING AREA, OAK FLOORING IN KITCHEN, LIVING ROOM, DINING ROOM AND UPSTAIRS HALLWAY, 200 AMP SERVICE, CENTRAL AIR CONDITIONING, 1 BEDROOMS ON THE FIRST LEVEL WITH HALF BATHROOM AND LIVING ROOM. , 3 BEDROOMS WITH 2 FULL BATHROOMS ON THE SECOND/ MAIN LIVING AREA, PHOTOS OF A PREVIOUSLY BUILT HOME. . . . TAXES TO BE DETERMINED UPON CO. . . . . .
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Our Executive Mortgage Banker:
Our Insurance Division:
$619,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,992 | $495,992 | $495,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,300 | $3,258 | $4,183 |
Total Monthly Payment | $3,392 | $3,350 | $4,275 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.