Welcome to Paradise. This 2 bed/2 bath split floor plan, dual master home has plenty of Coastal charm and large walk-in closets. Immaculately maintained and in move in ready condition. NO HOA, NO CDD and NO flood plain with city water and sewer. Only 4. 5 miles from the gulf. In a quiet neighborhood. With plenty of Gulf courses nearby and community pool. Have a boat/RV or large toys? Bring them; there's plenty of room to park on this corner lot with a 30 x 15 concrete pad. Home has been updated with many modern conveniences. Two-year-old roof, A/C, and water heater. New Aqua pure plus whole house water system with R/O. Plex plumbing, newer stainless-steel appliance. Has an oversized two car garage with a remote solar screen. New Storm Buster Panels, Plex Plumbing, Full House surge protection, upgraded electrical panel and belt driven garage door with two remotes. As you enter you will notice an open entertainment space, with a large bright living/dining room combo with pocket sliders that lead out into the extra-large, 23 x 10 Florida bonus room, with privacy and view of the huge oaks in the back yard. Pride of ownership abounds with so many touches from the homeowners. Make an appointment to see it today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $46 | $46 | $46 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,944 | $2,529 |
Total Monthly Payment | $2,117 | $2,065 | $2,650 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.