Under contract-accepting backup offers. Are you ready to enjoy all that retirement has to offer? This is the perfect home to start your journey! This Spacious TWO bedroom, TWO Bath HOME comes FURNISEHD "TURN KEY"!!! This extended PALM model is nestled in Spruce Creek South, a gated 55+ Golf Community in sunny Summerfield, Florida! This well-appointed HOME offers an oversized 2-Car garage, garage screen door, GOLF CAR GARAGE, decorative landscape curbing, epoxy-finished driveway and walkways, huge enclosed lanai, and the roof was replaced in January 2013. You will enjoy having a large kitchen with tons of storage, window over the kitchen sink, solar tube, roll-out shelving, and Corian countertops with an integral Corian kitchen sink. This open and spacious layout features; high vaulted ceilings, ceramic tile in the foyer, walkways, kitchen and bathrooms with carpeting in the living room, and bedrooms. This gated community offers all of the amenities you can imagine. Golf, tennis, pickleball, walking trails, pool, spa, billiard, fitness center and much more. Dynamite location near The Villages, VA, Medical, Restaurants, Golf and retail therapy! Call today and let's make this home yours.
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Our Executive Mortgage Banker:
Our Insurance Division:
$252,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $201,600 | $201,600 | $201,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.055% | 6.120% |
Monthly Tax Payment | $293 | $293 | $293 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,341 | $1,324 | $1,688 |
Total Monthly Payment | $1,709 | $1,692 | $2,056 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.