PRICE IMPROVEMENT!!! OWNER MOTIVATED!!!First time on the market ever! Beautiful authentic log cabin with 3 bedrooms and 3 baths, wood burning fireplace and 230 feet of prime lake frontage on the Harris Chain of Lakes with dock and boat lift. Located on the East side of Lake Harris offering beautiful sunsets! Property is not land locked, you can travel right from your dock to the ocean if you so desire. With it's very cozy and rustic feel you will not be disappointed with this cabin. The views are breathtaking from the entire living area of the home. You will find 2 bedrooms located downstairs, 2 baths, very large sitting area under heat and air overlooking the lake, your cozy but functional kitchen and the living room with a wood burning fireplace for those chilly nights. So many options here, if you desire a sitting area within your master suite you could also use the entire bedroom areas downstairs in that manner by using one of the bedrooms as a sitting room, office etc. . . There is also a very large walk in closet located in this room and upstairs you will find 2 additional bedrooms with a full bath. There is plenty of room on this almost 3 acre property that has a natural spring which feeds into Lake Harris. You could have your own family compound by adding additional homes, divide the property and develop the land as it also has 230 feet frontage on Cove Road, add on to the existing home or a complete knock down and build the lake front home of your dreams. The community owns it's own water system and power plant, this means cheaper and more reliable drinking water. The property has 2 wells, a water pump and an irrigation system. New modern hurricane shutters were installed and a new roof in 2021. All flooring throughout was replaced in 2023. Call me or your Realtor today for your private showing of this awesome property. MAKE US AN OFFER!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,200 | $799,200 | $799,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.343% | 6.851% | 6.704% |
Monthly Tax Payment | $236 | $236 | $236 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,117 | $5,184 | $6,962 |
Total Monthly Payment | $5,445 | $5,512 | $7,290 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.