1890 Silver Star PLACE, Ruskin, FL, 33570 | $359,899

One or more photo(s) has been virtually staged. Step into a world of modern elegance with this newly built (2021) 4-bedroom, 2-bathroom, 2 car garage situated at the end of a peaceful dead-end street. Nestled on the banks of a serene pond, this residence offers a unique blend of luxury, comfort, and functionality. As you enter, you're greeted by high ceilings, an open-concept living space adorned with exquisite tile floors, creating a seamless flow from room to room. The heart of the home, a chef's dream kitchen, boasts a large center island, granite countertops, custom backsplash, stainless steel appliances, and a reverse-osmosis water system. Imagine entertaining family and friends while enjoying the picturesque views of the backyard and pond. The owner's suite is a private retreat, featuring an oversized bedroom with captivating water views. The en-suite bathroom offers a spa-like experience with his and her vanity, walk-in shower and roomy walk-in closet with custom Closet Ways built-ins ensures organized luxury living. The other 3 bedrooms and guest bathroom are conveniently located on the other side of the home for additional privacy. This home is not just beautiful, it's smartly designed with additional features to enhance your living experience. UV light with electronic filtration for the HVAC ensuring clean and pure living. New Samsung washer/dryer set and the large flat screen TV in the living room are included. For added convenience and peace of mind, there are accordion built-in hurricane shutters and a generator with a transfer unit in the garage that is connected to the main panel for power outage preparedness. Venture outside to your fenced-in backyard oasis, complete with an oversized (31'x12') patio and a soothing Jacuzzi, the perfect setting for relaxation and outdoor gatherings. Located in the family-friendly community of Spencer Creek, residents enjoy access to a clubhouse, pool, dog park, playground and a basketball court. The convenience continues with close proximity to schools, hospitals, shopping, I-75, US-41, US-301 and the allure of Tampa Bay. Ready to make this dream home yours? Seize the opportunity to own a piece of perfection in the ideal location. Schedule your showing today and embark on a journey to call this house your home!

Features

  • Amenities: Clubhouse, Maintenance, Playground, Pool, Recreation Facilities
  • Rooms: 12
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Room
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,935
  • Acreage: 0.14
  • Est. Taxes: $6,973
  • HOA Fee: $118 Annually
  • Lot Desc: Street Dead-End
  • View: Water
  • Elem. School: Cypress Creek-HB
  • Middle School: Shields-HB
  • High School: Lennard-HB
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Kitchen Reverse Osmosis System, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Softener
  • MLS#: T3496953
  • Days on Market: 154 days
  • Website: https://www.raveis.com
    /prop/T3496953/1890silverstarplace_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/16/2024 10:04:36 PM)
Listing courtesy of FLORIDA'S 1ST CHOICE RLTY LLC   Phone: 813-566-2434

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1890 Silver Star PLACE, Ruskin, FL, 33570

$359,899

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $287,919 $287,919 $287,919
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.737% 7.055% 6.120%
Monthly Tax Payment $581 $581 $581
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,867 $1,891 $2,410
Total Monthly Payment $2,523 $2,547 $3,066

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.