Nestled in the heart of Port Charlotte, this second-floor (only two stories in buildings so no structural assessments required)unit at OAKS IV presents a 3-bedroom, 2-bathroom layout. Bathed in natural light, the condo boasts a Great Room with a Dining Area, an updated Kitchen featuring sleek Corian countertops, and a convenient Inside Laundry closet with stacked washer and dryer. Sliding glass doors lead to a screened porch, while the Master Bedroom offers a spacious retreat with a private bathroom boasting a tub/shower combo and ample closet space. Two additional bedrooms provide generous storage, with the third bedroom perfect for a den or office space. Enjoy the comfort of carpeted bedrooms and tiled living areas. Noteworthy features include double pane windows, a double pane insulated glass on the lanai's sliding door. OAKS IV offers a charming setting with mature oak trees, amenities like a screened heated swimming pool, clubhouse, shuffleboard, walking trails, and picnic areas surrounding large ponds, with various activities and clubs available. Within minutes of shopping, dining, medical facilities, waterfront parks, fishing piers, and Charlotte Sports Park, this condo caters perfectly to year-round living, seasonal retreats, or rental investment opportunities. For Dollhouse 3D Matterport tour click or copy and paste: https: //my. matterport. com/show/?m=u1NaZcmcPsq
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $141,200 | $141,200 | $141,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $91 | $91 | $91 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $939 | $938 | $1,211 |
Total Monthly Payment | $1,105 | $1,104 | $1,377 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.