Nestled on a 1/4-acre homesite backing up to a natural area, this 4-bedroom, 2. 5 bath home has a spacious Bonus Room or Home Office and 2430 htd sq ft. Featuring a traditional elevation with front porch, this home has two flex/formal areas to the front of the home with wood laminate flooring. Tile walkway leads to the gathering area with family room open to kitchen with oversized quartz island and casual dining area. Kitchen has newer stainless appliances including a gas range. Sliding glass doors lead to large, covered patio and huge fenced back yard. Just off the formal areas are the stairs with decorative railing leading up to the bedrooms with primary suite with large walk-in closet and an en suite bath with soaking tub with tile surround and shelf, walk-in shower, double vanity, linen closet and privacy lavatory. Three additional bedrooms are spacious with a hall bath with double vanity, tub/shower combo and linen closet. Down the hall is a large 15x14 bonus room, perfect for playroom, home office or add a closet for a 5th bedroom. Upstairs bedrooms and hallways feature bamboo and waterproof 5mm vinyl flooring--NO CARPET! Laundry Room adjacent to kitchen with gas or electric hookups for dryer. The extra deep garage with heavy duty cabinetry and built-in shelving system is perfect for oversized vehicles or boat and is 25' deep. You'll appreciate that extra space for bikes, workshop or storage. Longer driveway can easily fit 4 vehicles. New roof installed 2021. HOA includes cable, high-speed internet, irrigation water for your lawn, use of 2 pools, 2 fitness centers, tennis/pickleball courts, parks, playgrounds, clubhouse and social activities. This home is ideally located just 2 blocks away from Lake Victoria and 5 blocks from the Victoria Hills 18-hole golf club with Sparrow's Grille, serving lunch, dinner and Sunday Brunch. Victoria Park Village Center has restaurants, salons, banks, shops and Advent Health Medical Park. 1 mile to I-4, Publix, TJ Maxx, Ross, Belk’s, Restaurants. Five miles to Stetson University & Downtown Deland with boutiques, antique shops, museums, brewery, wine bars, restaurants & entertainment, 25 mins-Beach, 45 mins-Orlando, 1 hour-Disney. Book your showing today!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $267 | $267 | $267 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,288 | $2,286 | $2,949 |
Total Monthly Payment | $2,630 | $2,628 | $3,291 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.