Welcome to this charming brick ranch located in the lovely river town of Athens. Situated on a quiet street, this well-kept home offers comfort, convenience, and an abundance of desirable features. This inviting residence features three bedrooms and three bathrooms, providing ample space for you and your family or guests. The spacious living room is enhanced by a cozy fireplace, offering warmth and ambiance during cooler evenings or winter days. The large dining room provides an elegant space for hosting gatherings and special occasions, while the eat-in kitchen offers a casual dining area where you can enjoy meals with a view. Modern appliances and ample storage make the kitchen a functional and practical space. One of the standout features of this home is the family room addition. With cedar and granite floors and an abundance of windows, this addition creates a stunning space flooded with natural light. It offers a perfect spot to relax, entertain, or simply enjoy the tranquil surroundings. The partially finished lower level of the house provides additional versatility and space. Whether you envision a recreational area, a home office, a gym, or any other use, this lower level can accommodate your needs. The exterior of the property features a classic brick faade, adding to the home's timeless appeal while requiring minimal maintenance. Located in a peaceful river town, this home offers a tranquil lifestyle while still being within easy reach of urban amenities. Enjoy the scenic beauty of the surrounding nature, including nearby parks, hiking trails, and water activities. The town of Athens provides a welcoming community atmosphere with restaurants, and local events.
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Our Executive Mortgage Banker:
Our Insurance Division:
$429,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,200 | $343,200 | $343,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,370 | $2,281 | $2,943 |
Total Monthly Payment | $2,445 | $2,356 | $3,018 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.