Beautiful elegant four bedroom home. The foyer leads you into an open kitchen, featuring an island, 42 inch cabinets, granite countertops, stainless steel appliances and breakfast bar area. All this in a café style area. This home also has an oversize gathering room. You are only steps to an awesome outside entertainment area. The area has a covered porch with ceiling fan. Porch will accommodate any outside furniture. Back yard is fully fenced and offers beautiful fall nights with a fire pit. Great oversized owner suite with lots of furniture space. The en suite bathroom oversized shower, plus a walk in closet that will not only accommodate an extensive clothing collection provides space for storage for additional items. This gorgeous home has a retreat room for office/den. Guest bathroom is very spacious definitely a plus. The community provides convenience to I-95, historic St. Augustine, hospital, beaches and within distance to shopping which includes a Publix. The St. Johns county schools district is top rated. Located just off of Kenton Morrison Road, Mission Trace is across from St. Johns River State College. Is also within distance to great dining.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $234 | $234 | $234 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,698 |
Total Monthly Payment | $2,437 | $2,435 | $3,007 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.