Under contract-accepting backup offers. Discover the allure of Flagler Beach—a picturesque beachside town known for its golden beaches and relaxed ambiance. This delightful 3-bedroom, 2-bath pool home is ready for you to move in and call it your own. Over time, the current owner has diligently updated the home: a new roof in 2017, a resurfaced pool in 2019, a new pool pump in 2021, a new AC in 2021, a new garage door in 2023, a new water heater in 2023, and gutters in 2023. The year 2023 also saw the reveal of an exquisite new kitchen adorned with quartz countertops, a few new select appliances, fully remodeled tiled bathrooms, new luxury vinyl plank flooring throughout, a fresh coat of paint, and stylish new fixtures. The interior of this home features a sunny vibe design that lets in all the natural light. Outside, a generous living area awaits where you can savor the scent of the ocean, cool off in the swimming pool, and appreciate those ocean breezes. Walking distance to the beach, this home represents coastal living at its best. Get in touch today to experience the charm of this Flagler Beach gem! Located in an non flood zone X. Flood insurance is NOT required. Alley access to backyard with plenty of room for boat storage!
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Our Executive Mortgage Banker:
Our Insurance Division:
$596,600
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $477,280 | $477,280 | $477,280 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.500% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.051% | 7.295% | 6.623% |
Monthly Tax Payment | $230 | $230 | $230 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,337 | $3,216 | $4,125 |
Total Monthly Payment | $3,659 | $3,538 | $4,447 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.