10 Morgan Point, Groton (Noank), CT, Connecticut, property flyer

10 Morgan Point, Groton (Noank), CT, 06340 | $40,000

This gorgeous 4 bedroom 3 bath home sits on the CT water front with a beautifully landscaped park like property and two white sandy private beaches. A modern interior and large wrap around deck provide for the perfect retreat. Panoramic views of Fisher’s Island Sound and the mouth of the Mystic River are perfect for enjoying any season, ideal for summer outdoor relaxation, swimming and sunbathing, fabulous fishing right off the beaches and boating. Begin and end your days with dramatic sunrises and sunsets. The large bi-fold doors are a show stopper, allowing you to gaze at the spectacular views and take in the ocean breezes from the comfort of the living room. If visiting during the fall or winter, the water takes on a lovely shimmer, viewed from the large picture windows throughout the house. You can cozy up to any of the three fireplaces. The home comfortably sleeps 7-9 guests and is equipped with high-end appliances, high capacity washer/dryer, big screen TV’s, garage parking and a chair lift for assistance with stairs if needed. You will have access to amenities such as a mooring right off the beach, a fully outfitted child’s playhouse, lounging beach furniture, large indoor and outdoor dining areas among many other highlights. Morgan Point is the epitome of private coastal living located in the idyllic historic village of Noank, just a few miles from Mystic and Stonington with a myriad of restaurants, attractions, nightlife and events. Come visit!

Features

Type: Single Family
Town: Groton
Rooms: 8
Bedrooms: 4
Baths: 3 full
Units: 1
Laundry: Main Level
Style: Contemporary
Year Built: 1982

Garage: 1-car Under House Garage,Tandem
Heating: Other
Cooling: None
Basement: Full,Interior Access,Garage Access
Above Grade Approx. Sq. Feet: 2,842
Acreage: 0.86
Lot Desc: Water View,Rocky
Water Front: Yes
Elem. School: Per Board of Ed

High School: Fitch Senior
Pets Allowed: Restrictions
Pet Policy: Special requests are cons
Appliances: Gas Range,Microwave,Subzero,Dishwasher,Disposal,Washer,Dryer
Lease Term Type: Per Month
MLS#: 170613373
Days on Market: 341 days
Website: https://www.raveis.com
/prop/170613373/10morganpoint_groton_ct?source=qrflyer

The data relating to real estate for sale on this website appears in part through the SMARTMLS Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by SMARTMLS through a licensing agreement. Listing information is from various brokers who participate in the SMARTMLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed.
Listing courtesy of William Pitt Sotheby's Int'l

Room Information

Type	Description	Dimensions	Level
Bedroom 1	Hardwood Floor	9.0 x 10.0	Main
Bedroom 2	Hardwood Floor	9.0 x 10.0	Main
Bedroom 3	Hardwood Floor	9.0 x 10.0	Main
Bedroom 4	Hardwood Floor	9.0 x 10.0	Main
Bedroom 5	Hardwood Floor	9.0 x 10.0	Main
Bedroom 6	Hardwood Floor	9.0 x 10.0	Main
Bedroom 7	Hardwood Floor	9.0 x 10.0	Main
Bedroom 8	Hardwood Floor	9.0 x 10.0	Main
Bedroom 9	Hardwood Floor	9.0 x 10.0	Main
Bedroom 10	Hardwood Floor	9.0 x 10.0	Main
Bedroom 11	Hardwood Floor	9.0 x 10.0	Main
Bedroom 12	Hardwood Floor	9.0 x 10.0	Main
Bedroom 13	Hardwood Floor	9.0 x 10.0	Main
Bedroom 14	Hardwood Floor	9.0 x 10.0	Main
Bedroom 15	Hardwood Floor	9.0 x 10.0	Main
Bedroom 16	Hardwood Floor	9.0 x 10.0	Main
Bedroom 17	Hardwood Floor	9.0 x 10.0	Main
Bedroom 18	Hardwood Floor	9.0 x 10.0	Main
Bedroom 19	Built-Ins,Wall/Wall Carpet	17.0 x 13.0	Main
Bedroom 20	Built-Ins,Wall/Wall Carpet	17.0 x 13.0	Main
Bedroom 21	Built-Ins,Wall/Wall Carpet	17.0 x 13.0	Main
Bedroom 22	Built-Ins,Wall/Wall Carpet	17.0 x 13.0	Main
Bedroom 23	Built-Ins,Wall/Wall Carpet	17.0 x 13.0	Main
Bedroom 24	Built-Ins,Wall/Wall Carpet	17.0 x 13.0	Main
Bedroom 25	Built-Ins,Wall/Wall Carpet	17.0 x 13.0	Main
Bedroom 26	Built-Ins,Wall/Wall Carpet	17.0 x 13.0	Main
Bedroom 27	Built-Ins,Wall/Wall Carpet	17.0 x 13.0	Main
Bedroom 28	Built-Ins,Wall/Wall Carpet	17.0 x 13.0	Main
Bedroom 29	Built-Ins,Wall/Wall Carpet	17.0 x 13.0	Main
Bedroom 30	Built-Ins,Wall/Wall Carpet	17.0 x 13.0	Main
Bedroom 31	Built-Ins,Wall/Wall Carpet	17.0 x 13.0	Main
Bedroom 32	Built-Ins,Wall/Wall Carpet	17.0 x 13.0	Main
Bedroom 33	Built-Ins,Wall/Wall Carpet	17.0 x 13.0	Main
Bedroom 34	Built-Ins,Wall/Wall Carpet	17.0 x 13.0	Main
Bedroom 35	Built-Ins,Wall/Wall Carpet	17.0 x 13.0	Main
Dining Room	Balcony/Deck,Sliders,Hardwood Floor	11.0 x 10.0	Main
Dining Room	Balcony/Deck,Sliders,Hardwood Floor	11.0 x 10.0	Main
Dining Room	Balcony/Deck,Sliders,Hardwood Floor	11.0 x 10.0	Main
Dining Room	Balcony/Deck,Sliders,Hardwood Floor	11.0 x 10.0	Main
Dining Room	Balcony/Deck,Sliders,Hardwood Floor	11.0 x 10.0	Main
Dining Room	Balcony/Deck,Sliders,Hardwood Floor	11.0 x 10.0	Main
Dining Room	Balcony/Deck,Sliders,Hardwood Floor	11.0 x 10.0	Main
Dining Room	Balcony/Deck,Sliders,Hardwood Floor	11.0 x 10.0	Main
Dining Room	Balcony/Deck,Sliders,Hardwood Floor	11.0 x 10.0	Main
Dining Room	Balcony/Deck,Sliders,Hardwood Floor	11.0 x 10.0	Main
Dining Room	Balcony/Deck,Sliders,Hardwood Floor	11.0 x 10.0	Main
Dining Room	Balcony/Deck,Sliders,Hardwood Floor	11.0 x 10.0	Main
Dining Room	Balcony/Deck,Sliders,Hardwood Floor	11.0 x 10.0	Main
Dining Room	Balcony/Deck,Sliders,Hardwood Floor	11.0 x 10.0	Main
Dining Room	Balcony/Deck,Sliders,Hardwood Floor	11.0 x 10.0	Main
Dining Room	Balcony/Deck,Sliders,Hardwood Floor	11.0 x 10.0	Main
Dining Room	Balcony/Deck,Sliders,Hardwood Floor	11.0 x 10.0	Main
Dining Room	Balcony/Deck,Sliders,Hardwood Floor	11.0 x 10.0	Main
Full Bath	Corian Counters,Tile Floor	5.0 x 9.0	Main
Full Bath	Corian Counters,Tile Floor	5.0 x 9.0	Main
Full Bath	Corian Counters,Tile Floor	5.0 x 9.0	Main
Full Bath	Corian Counters,Tile Floor	5.0 x 9.0	Main
Full Bath	Corian Counters,Tile Floor	5.0 x 9.0	Main
Full Bath	Corian Counters,Tile Floor	5.0 x 9.0	Main
Full Bath	Corian Counters,Tile Floor	5.0 x 9.0	Main
Full Bath	Corian Counters,Tile Floor	5.0 x 9.0	Main
Full Bath	Corian Counters,Tile Floor	5.0 x 9.0	Main
Full Bath	Corian Counters,Tile Floor	5.0 x 9.0	Main
Full Bath	Corian Counters,Tile Floor	5.0 x 9.0	Main
Full Bath	Corian Counters,Tile Floor	5.0 x 9.0	Main
Full Bath	Corian Counters,Tile Floor	5.0 x 9.0	Main
Full Bath	Corian Counters,Tile Floor	5.0 x 9.0	Main
Full Bath	Corian Counters,Tile Floor	5.0 x 9.0	Main
Full Bath	Corian Counters,Tile Floor	5.0 x 9.0	Main
Kitchen	Corian Counters,Tile Floor	9.0 x 19.0	Main
Kitchen	Corian Counters,Tile Floor	9.0 x 19.0	Main
Kitchen	Corian Counters,Tile Floor	9.0 x 19.0	Main
Kitchen	Corian Counters,Tile Floor	9.0 x 19.0	Main
Kitchen	Corian Counters,Tile Floor	9.0 x 19.0	Main
Kitchen	Corian Counters,Tile Floor	9.0 x 19.0	Main
Kitchen	Corian Counters,Tile Floor	9.0 x 19.0	Main
Kitchen	Corian Counters,Tile Floor	9.0 x 19.0	Main
Kitchen	Corian Counters,Tile Floor	9.0 x 19.0	Main
Kitchen	Corian Counters,Tile Floor	9.0 x 19.0	Main
Kitchen	Corian Counters,Tile Floor	9.0 x 19.0	Main
Kitchen	Corian Counters,Tile Floor	9.0 x 19.0	Main
Kitchen	Corian Counters,Tile Floor	9.0 x 19.0	Main
Kitchen	Corian Counters,Tile Floor	9.0 x 19.0	Main
Kitchen	Corian Counters,Tile Floor	9.0 x 19.0	Main
Kitchen	Corian Counters,Tile Floor	9.0 x 19.0	Main
Kitchen	Corian Counters,Tile Floor	9.0 x 19.0	Main
Living Room	Balcony/Deck,Built-Ins,Fireplace,Hardwood Floor	16.0 x 18.0	Main
Living Room	Balcony/Deck,Built-Ins,Fireplace,Hardwood Floor	16.0 x 18.0	Main
Living Room	Balcony/Deck,Built-Ins,Fireplace,Hardwood Floor	16.0 x 18.0	Main
Living Room	Balcony/Deck,Built-Ins,Fireplace,Hardwood Floor	16.0 x 18.0	Main
Living Room	Balcony/Deck,Built-Ins,Fireplace,Hardwood Floor	16.0 x 18.0	Main
Living Room	Balcony/Deck,Built-Ins,Fireplace,Hardwood Floor	16.0 x 18.0	Main
Living Room	Balcony/Deck,Built-Ins,Fireplace,Hardwood Floor	16.0 x 18.0	Main
Living Room	Balcony/Deck,Built-Ins,Fireplace,Hardwood Floor	16.0 x 18.0	Main
Living Room	Balcony/Deck,Built-Ins,Fireplace,Hardwood Floor	16.0 x 18.0	Main
Living Room	Balcony/Deck,Built-Ins,Fireplace,Hardwood Floor	16.0 x 18.0	Main
Living Room	Balcony/Deck,Built-Ins,Fireplace,Hardwood Floor	16.0 x 18.0	Main
Living Room	Balcony/Deck,Built-Ins,Fireplace,Hardwood Floor	16.0 x 18.0	Main
Living Room	Balcony/Deck,Built-Ins,Fireplace,Hardwood Floor	16.0 x 18.0	Main
Living Room	Balcony/Deck,Built-Ins,Fireplace,Hardwood Floor	16.0 x 18.0	Main
Living Room	Balcony/Deck,Built-Ins,Fireplace,Hardwood Floor	16.0 x 18.0	Main
Living Room	Balcony/Deck,Built-Ins,Fireplace,Hardwood Floor	16.0 x 18.0	Main
Living Room	Balcony/Deck,Built-Ins,Fireplace,Hardwood Floor	16.0 x 18.0	Main
Living Room	Balcony/Deck,Built-Ins,Fireplace,Hardwood Floor	16.0 x 18.0	Main
Primary Bath	Built-Ins,Stall Shower,Tile Floor	5.0 x 16.0	Upper
Primary Bath	Built-Ins,Stall Shower,Tile Floor	5.0 x 16.0	Upper
Primary Bath	Built-Ins,Stall Shower,Tile Floor	5.0 x 16.0	Upper
Primary Bath	Built-Ins,Stall Shower,Tile Floor	5.0 x 16.0	Upper
Primary Bath	Built-Ins,Stall Shower,Tile Floor	5.0 x 16.0	Upper
Primary Bath	Built-Ins,Stall Shower,Tile Floor	5.0 x 16.0	Upper
Primary Bath	Built-Ins,Stall Shower,Tile Floor	5.0 x 16.0	Upper
Primary Bath	Built-Ins,Stall Shower,Tile Floor	5.0 x 16.0	Upper
Primary Bath	Built-Ins,Stall Shower,Tile Floor	5.0 x 16.0	Upper
Primary Bath	Built-Ins,Stall Shower,Tile Floor	5.0 x 16.0	Upper
Primary Bath	Built-Ins,Stall Shower,Tile Floor	5.0 x 16.0	Upper
Primary Bath	Built-Ins,Stall Shower,Tile Floor	5.0 x 16.0	Upper
Primary Bath	Built-Ins,Stall Shower,Tile Floor	5.0 x 16.0	Upper
Primary Bath	Built-Ins,Stall Shower,Tile Floor	5.0 x 16.0	Upper
Primary Bath	Built-Ins,Stall Shower,Tile Floor	5.0 x 16.0	Upper
Primary Bath	Built-Ins,Stall Shower,Tile Floor	5.0 x 16.0	Upper
Primary Bath	Built-Ins,Stall Shower,Tile Floor	5.0 x 16.0	Upper
Primary Bath	Built-Ins,Stall Shower,Tile Floor	5.0 x 16.0	Upper
Primary Bath	Granite Counters,Stall Shower,Tile Floor	5.0 x 10.0	Upper
Primary Bath	Granite Counters,Stall Shower,Tile Floor	5.0 x 10.0	Upper
Primary Bath	Granite Counters,Stall Shower,Tile Floor	5.0 x 10.0	Upper
Primary Bath	Granite Counters,Stall Shower,Tile Floor	5.0 x 10.0	Upper
Primary Bath	Granite Counters,Stall Shower,Tile Floor	5.0 x 10.0	Upper
Primary Bath	Granite Counters,Stall Shower,Tile Floor	5.0 x 10.0	Upper
Primary Bath	Granite Counters,Stall Shower,Tile Floor	5.0 x 10.0	Upper
Primary Bath	Granite Counters,Stall Shower,Tile Floor	5.0 x 10.0	Upper
Primary Bath	Granite Counters,Stall Shower,Tile Floor	5.0 x 10.0	Upper
Primary Bath	Granite Counters,Stall Shower,Tile Floor	5.0 x 10.0	Upper
Primary Bath	Granite Counters,Stall Shower,Tile Floor	5.0 x 10.0	Upper
Primary Bath	Granite Counters,Stall Shower,Tile Floor	5.0 x 10.0	Upper
Primary Bath	Granite Counters,Stall Shower,Tile Floor	5.0 x 10.0	Upper
Primary Bath	Granite Counters,Stall Shower,Tile Floor	5.0 x 10.0	Upper
Primary Bath	Granite Counters,Stall Shower,Tile Floor	5.0 x 10.0	Upper
Primary Bath	Granite Counters,Stall Shower,Tile Floor	5.0 x 10.0	Upper
Primary Bath	Granite Counters,Stall Shower,Tile Floor	5.0 x 10.0	Upper
Primary Bath	Granite Counters,Stall Shower,Tile Floor	5.0 x 10.0	Upper
Primary BR Suite	Vaulted Ceiling,Beams,Built-Ins,Gas Log Fireplace,Hardwood Floor	12.0 x 24.0	Upper
Primary BR Suite	Vaulted Ceiling,Beams,Built-Ins,Gas Log Fireplace,Hardwood Floor	12.0 x 24.0	Upper
Primary BR Suite	Vaulted Ceiling,Beams,Built-Ins,Gas Log Fireplace,Hardwood Floor	12.0 x 24.0	Upper
Primary BR Suite	Vaulted Ceiling,Beams,Built-Ins,Gas Log Fireplace,Hardwood Floor	12.0 x 24.0	Upper
Primary BR Suite	Vaulted Ceiling,Beams,Built-Ins,Gas Log Fireplace,Hardwood Floor	12.0 x 24.0	Upper
Primary BR Suite	Vaulted Ceiling,Beams,Built-Ins,Gas Log Fireplace,Hardwood Floor	12.0 x 24.0	Upper
Primary BR Suite	Vaulted Ceiling,Beams,Built-Ins,Gas Log Fireplace,Hardwood Floor	12.0 x 24.0	Upper
Primary BR Suite	Vaulted Ceiling,Beams,Built-Ins,Gas Log Fireplace,Hardwood Floor	12.0 x 24.0	Upper
Primary BR Suite	Vaulted Ceiling,Beams,Built-Ins,Gas Log Fireplace,Hardwood Floor	12.0 x 24.0	Upper
Primary BR Suite	Vaulted Ceiling,Beams,Built-Ins,Gas Log Fireplace,Hardwood Floor	12.0 x 24.0	Upper
Primary BR Suite	Vaulted Ceiling,Beams,Built-Ins,Gas Log Fireplace,Hardwood Floor	12.0 x 24.0	Upper
Primary BR Suite	Vaulted Ceiling,Beams,Built-Ins,Gas Log Fireplace,Hardwood Floor	12.0 x 24.0	Upper
Primary BR Suite	Vaulted Ceiling,Beams,Built-Ins,Gas Log Fireplace,Hardwood Floor	12.0 x 24.0	Upper
Primary BR Suite	Vaulted Ceiling,Beams,Built-Ins,Gas Log Fireplace,Hardwood Floor	12.0 x 24.0	Upper
Primary BR Suite	Vaulted Ceiling,Beams,Built-Ins,Gas Log Fireplace,Hardwood Floor	12.0 x 24.0	Upper
Primary BR Suite	Vaulted Ceiling,Beams,Built-Ins,Gas Log Fireplace,Hardwood Floor	12.0 x 24.0	Upper
Primary BR Suite	Vaulted Ceiling,Beams,Built-Ins,Gas Log Fireplace,Hardwood Floor	12.0 x 24.0	Upper
Primary BR Suite	Built-Ins,Gas Log Fireplace,Hardwood Floor	17.0 x 24.0	Upper
Primary BR Suite	Built-Ins,Gas Log Fireplace,Hardwood Floor	17.0 x 24.0	Upper
Primary BR Suite	Built-Ins,Gas Log Fireplace,Hardwood Floor	17.0 x 24.0	Upper
Primary BR Suite	Built-Ins,Gas Log Fireplace,Hardwood Floor	17.0 x 24.0	Upper
Primary BR Suite	Built-Ins,Gas Log Fireplace,Hardwood Floor	17.0 x 24.0	Upper
Primary BR Suite	Built-Ins,Gas Log Fireplace,Hardwood Floor	17.0 x 24.0	Upper
Primary BR Suite	Built-Ins,Gas Log Fireplace,Hardwood Floor	17.0 x 24.0	Upper
Primary BR Suite	Built-Ins,Gas Log Fireplace,Hardwood Floor	17.0 x 24.0	Upper
Primary BR Suite	Built-Ins,Gas Log Fireplace,Hardwood Floor	17.0 x 24.0	Upper
Primary BR Suite	Built-Ins,Gas Log Fireplace,Hardwood Floor	17.0 x 24.0	Upper
Primary BR Suite	Built-Ins,Gas Log Fireplace,Hardwood Floor	17.0 x 24.0	Upper
Primary BR Suite	Built-Ins,Gas Log Fireplace,Hardwood Floor	17.0 x 24.0	Upper
Primary BR Suite	Built-Ins,Gas Log Fireplace,Hardwood Floor	17.0 x 24.0	Upper
Primary BR Suite	Built-Ins,Gas Log Fireplace,Hardwood Floor	17.0 x 24.0	Upper
Primary BR Suite	Built-Ins,Gas Log Fireplace,Hardwood Floor	17.0 x 24.0	Upper
Primary BR Suite	Built-Ins,Gas Log Fireplace,Hardwood Floor	17.0 x 24.0	Upper
Primary BR Suite	Built-Ins,Gas Log Fireplace,Hardwood Floor	17.0 x 24.0	Upper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

Market your home to realize a quick sale at the best possible price
Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
Showcase your home on raveis.com with a larger and more prominent format
Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
Offers you pre-approval in minutes!
Provides a guaranteed closing date that meets your needs
Has access to hundreds of loan programs, all at competitive rates
Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

Will Provide a home insurance quote within 24 hours
Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents
Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
Offers access to experienced closing attorneys at competitive rates
Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

10 Morgan Point, Groton (Noank), CT, 06340

$40,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$32,000	$32,000	$32,000
Term	360 months	360 months	180 months
Initial Interest Rate**	7.250%	6.990%	5.990%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	7.655%	7.146%	6.276%
Monthly Tax Payment	N/A	N/A	N/A
H/O Insurance Payment	$75	$75	$75
Initial Principal & Interest Pmt	$218	$213	$270
Total Monthly Payment	$293	$288	$345

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.