Beautiful Treed buildable Lot, totals over 6. 5 acres, located in a desirable New Hartford neighborhood close to Brodie Park, Brodie Park South and the Pristine West Hill Lake. Numerous hiking trails nearby. Ski and Snowboard at Ski Sundown. Short distance to village of New Hartford shops and restaurants. Some cleared land for an access road. Owner has town approved building plans for 2 bedroom home could be changed to a larger home/ septic system. All soil testing recently completed. Plan for 2 bedroom septic available as well. Ask about Construction to Permanent Loan options. With low inventory of homes on market, building a new home may be a desirable option for you. Please do not walk the land without an agent. Building Plan available upon request. Taxes reflect the entire 8 developed acres with home. 2 acre parcel developed with the home not included. Taxes for this property will be much much less
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,920 | $127,920 | $127,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $873 | $850 | $1,079 |
Total Monthly Payment | $948 | $925 | $1,154 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.