LOCATION! LOCATION! LOCATION! NO HOA. NO FEES. It doesn't get any better than this beautiful brick home with a new roof, 3 bedrooms, 2 baths, split floor plan in a very desirable, quiet neighborhood offering your own lush paradise. This 1/2 acre lot has plenty of room for a pool and an abundance of wildlife; deer, turkey, egrets and even your own banana trees. A beautiful corner wood-burning fireplace in the living room makes this home perfect for entertaining or just relaxing on the patio sipping your morning coffee or afternoon cocktail while watching the wildlife. Skylights provide natural light as well as French doors leading out to your private backyard where you have plenty of room to store all your toys in the garden shed. The kitchen boasts of cabinets galore with a very expansive countertop and pantry. The spacious master bedroom has a huge walk-in closet. A great family home with a new roof in 2024 and plenty of room to spread out and a yard that is a private oasis. Many items are new; A new roof in 2024! A new hot water heater, new septic system in 2019, A/C new in 2018-19, bedroom carpets in 2022, laminate flooring in 2018-19 & new bathroom flooring in 2023. Close to recreation parks for the kids and even a great dog park for your fur babies. We're very proud of our A-rated schools in our county. Just minutes to downtown and all our fabulous restaurants, shops, the bay front and our spectacular Nights of Lights during our holiday season. St. Augustine, beaches are the best and brand new high-end shopping centers plus easy access to I-95 all make this the perfect location. Don't miss this unique one of a kind home. Wildwood Creek is a very desirable neighborhood with oversized yards and room for your boat, RV or work vehicles. This home is a must see in this very popular area.
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $124 | $124 | $124 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,121 | $2,066 | $2,687 |
Total Monthly Payment | $2,320 | $2,265 | $2,886 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.