Under contract-accepting backup offers. Welcome to South west Florida and all that it has to offer!! This home currently has a transferrable FHA mortgage that is transferrable and has a current rate of approx. 3. 25%. As long as you qualify, this could be a huge break and save you approx. $1000 a month in interest. This home is 1871 sq. ft with 3 spacious bedrooms and 2 full bathrooms with a full size 2 car garage. It has both a living room and family room with a fireplace for that Northern vibe. The kitchen has granite counter tops and plenty of cabinets for storage. This split floorplan is perfect for a family with children or for when family and friends come to visit. Durability of flooring will not be a problem as the entire home has either ceramic tile or laminate flooring for ease in cleaning, durability and reduction of allergies compared to carpet. All 3 bedrooms are very spacious and all the furniture seen as pictured stay with the buyer as part of the sale. The hot tub pictures also stays for free with the new buyer! This home also has a tiled roof as compared to other homes in the area with a asphalt shingle roofs. There is also a well already in place for the sprinkler system. The laundry room has lots of closet space as well. This home is priced at only $165. 69 per sq. ft. Downtown Punta is just minutes away with all the amazing fine dining restaurants and pubs or sports bars for any type of dining that you prefer along with the ever popular Tiki Hut on the water with concerts and bands on Friday and Saturday. We are a golfing mecca as there are 8 different golf courses within a 20 minute drive. Multiple places around town to also put the boat or wave runner in the water with plenty of parking for the truck and trailer while you are out having fun. Pickleball has also taken our area over as the newly finished Pickle Plex is just minutes away and has tournaments and leagues all the time. Last but not least is the new Sunseeker resort that is about to open later this month with all the new restaurants and entertainment on the water. So come and see the house for yourself and see why us locals love this community so much!!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $232,000 | $232,000 | $232,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $343 | $343 | $343 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,466 | $1,465 | $1,894 |
Total Monthly Payment | $1,884 | $1,883 | $2,312 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.