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371 West 120th Street, #4S, New York (West Harlem), NY, 10027 | $585,000
Looking for a rambling residence? Does the before/after of a home get your creative juices flowing? This might be the opportunity you have been looking for!
Located on the corner of Morningside Drive and 120th Street, this 4th floor home offers incredible views of your new backyard the bucolic beauty of Morningside Park! Featuring oversized south and west facing windows, sunshine fills its many rooms with sparkle and light. Original period details of this 1901 building include gorgeous hardwood floors, transom windows, French doors, wide base moulding. The windowed, eat-in kitchen will be the heart of the home when brought up to date. Multiple bedrooms can be designed to your personal specifications do you need a home office, exercise room, nursery, closet room? Your imagination will roam as you consider the configuration and space of this apartment and what it could be when returned to its glory! Washer/dryer permitted.
371 West 120th Street building is an intimate, well-managed HDFC cooperative, consisting of two and convertible four-bedroom units. The beaux art inspired entry greets residents with a stylish ambiance. The building has a community room that can be rented by the shareholders and there is also a common outdoor space for the shareholders to enjoy. Please note that there is no elevator in this building. Pets are permitted.
Located in South Harlem/Morningside Heights with Morningside Park on one side and Frederick Douglass two short blocks away, the location offers a plethora of shopping, great restaurants, cafes, and bars. Transportation is convenient with nearby A, B, C, D trains on 125th Street and St. Nicholas Avenue and the C and B trains on 116th and Frederick Douglass Boulevard. The campuses of several universities, museums, historical sites, and incredible architecture make this neighborhood one of the most interesting in all of Manhattan. Morningside Heights is home to a diverse group of newer and longtime residents, all strongly attached to this neighborhood.
THIS IS A RESTRICTED SALE APARTMENT AND HDFC income guidelines apply:
One resident up to $100, 320 gross annual income
Two residents: $114, 600
Three up to $128, 880
Four residents up to $143, 160.
Features
- Town: New York
- Cooling: None
- Levels: 5
- Rooms: 7
- Bedrooms: 4
- Baths: 1 full
- Laundry: None
- Year Built: 1901
- Pet Policy: Pets Allowed
- Washer/Dryer Allowed: Yes
- Building Access : Walk-up
- Service Level: Voice Intercom
- OLR#: 95546
- Days on Market: 216 days
- Website: https://www.raveis.com
/prop/95546/371west120thstreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Listing courtesy of Keller Williams NYC
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888.699.8876
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
371 West 120th Street, #4S, New York (West Harlem), NY, 10027
$585,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $468,000 | $468,000 | $468,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,153 | $3,110 | $4,013 |
| Total Monthly Payment | $3,245 | $3,202 | $4,105 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535