Under contract-accepting backup offers. Welcome to serene lakeside living in WINTER RIDGE, Winter Haven, FL! This splendid 2-bedroom, 2-bathroom condo offers BREATHTAKING WATER VIEWS OF LAKE SMART, setting the stage for a tranquil and picturesque lifestyle. Recently repainted and adorned with NEW LUXURY VINYL FLOORS throughout, this residence exudes a fresh and modern appeal. Enjoy the convenience of a covered lanai, complete with a window AC unit that allows privacy and staying comfortably cool. The spaciousness of the bedrooms stands out, providing ample room for relaxation and personalization. Positioned as a corner unit, this condo maximizes PRIVACY AND NATURAL LIGHT, creating an inviting ambiance in every room. Noteworthy updates include a RELATIVELY NEW ROOF, approximately 3 years old, ensuring durability and peace of mind. Additionally, the primary bedroom's sink has been recently replaced, adding a touch of refinement to this already impressive space. Benefitting from a low HOA, this property offers a fantastic opportunity for various lifestyles. Whether you're seeking an investment property, a primary residence, or a second home for SNOWBIRDS escaping colder climates, this condo fits the bill perfectly. Winter Ridge presents an idyllic setting for lakeside living, offering not just a home but a retreat enveloped by the tranquility of Lake Smart. Embrace the beauty of this condo's location and its potential to fulfill your desires for a peaceful yet vibrant Florida lifestyle. Community includes a community pool! Don't miss the chance to make this your own slice of paradise!
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Our Executive Mortgage Banker:
Our Insurance Division:
$164,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $131,920 | $131,920 | $131,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $155 | $155 | $155 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $856 | $867 | $1,104 |
Total Monthly Payment | $1,086 | $1,097 | $1,334 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.