One or more photo(s) has been virtually staged. Claiming an amazing property in the coveted NORTH RIVER RANCH has never been EASIER than with this PRACTICALLY NEW CRANMA MODEL from DAVID WEEKELY HOMES! Why wait for a new build, pay lot fees or higher design studio rates when you call this 5 bedroom (with an office), 3 bathroom home that still has many years left in its BUILDER STRUCTURAL WARRANTY. Downstairs you will enjoy upgraded LUXURY VINYL PLANK floors in a majority of the first floor for easy maintenance, the primary bedroom, a guest bedroom and office. The kitchen offers BEAUTIFUL STONE COUNTERTOPS, VENTED RANGE EXHAUST (to keep the home air quality pure, even while cooking), STAINLESS STEEL MICROWAVE, RANGE, DISHWASHER and plenty of seating at the oversized KITCHEN ISLAND. Six sets of beautiful CUSTOM PLANTATION SHUTTERS provide the downstairs with elegance, quality and function to the abundance of natural lighting throughout the first floor. CAT 5 hard wired to the office, living room, master bedroom and upstairs loft give you SECURE INTERNET ACCESS for work and play, where it matter most in the home. MOTION ACTIVATED LIGHT in the hall leading from the garage entry to make entering, or exiting, the welcoming, safe and convenient. UPSTAIRS offers 3 MORE GUEST BEDROOMS AND A LOFT so that you have to sesperate spaces for entertainment and leisure. A small secure access door provided easy access for HVAC maintenance and ATTIC STORAGE. GUTTERS PROTECT THE ENTIRE HOME by managing water from rainfall and keeping away from the foundation to prevent erosion and damage to landscaping. To add to your PEACE OF MIND, this purchase includes a 12 MONTH SHIELD ESSENTIALS HOME WARRANTY (if included on final accepted offer). NORTH RIVER RANCH provides you with beautiful amenities, a fun calendar each quarter and all for less than $90 in HOA FEES annually! With a BRAND NEW PUBLIX, the widening of MOCCASIN WALLOW, new HIGH SCHOOL and SO MUCH MORE GROWTH and ACTIVITY, this is your perfect opportunity to join the excitement that comes with living in NORTH RIVER RANCH!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,920 | $419,920 | $419,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $650 | $650 | $650 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,829 | $2,791 | $3,600 |
Total Monthly Payment | $3,571 | $3,533 | $4,342 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.