Welcome home to the beautiful community of Imperial Lakes Estates! Light and bright, this 3 BR, 2 BA home with tasteful decor and fresh paint, will comfortably accommodate you and your family! Large kitchen includes upgraded SS appliances with plenty of cabinets surrounding a handy center island for meal prep. Breakfast bar and dining area available for all to gather. Indoor laundry with additional storage is a plus, along with the cozy lanai with electric fireplace and mini-split AC for morning coffee or entertaining. Primary bedroom en-suite has a large walk in closet, and the spacious walk in shower is separate from double sink vanity. The two additional bedrooms could be used as an office and/or accommodating your guests. With fresh landscaping, this gem holds lots of curb appeal! The attached screened double garage with auto roll-up door offers privacy and convenience and is adjacent to your golf cart garage/workshop. This home is in excellent condition and was built with 2 X 6 walls with extra insulation and a new roof was installed in 2021. Imperial Lakes Estates, a 55+ community, located in the growing north end of Manatee county, is near grocery, restaurants, shopping, boating, baseball, beaches and more! This active community provides many activities and amenities, including clubhouse, 2 heated pools, spa, pickle ball, tennis, billiard room, and so much more! If you’re looking for the Florida lifestyle, with a focus on community engagement and a variety of recreational activities, you’ve found it!
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Our Executive Mortgage Banker:
Our Insurance Division:
$292,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $234,000 | $234,000 | $234,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $93 | $93 | $93 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,616 | $1,555 | $2,006 |
Total Monthly Payment | $1,784 | $1,723 | $2,174 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.