Welcome to the epitome of coastal living! This exquisite 2-bedroom, 2-full bathroom condo, perched on the desirable 4th floor of Castle Reef Condominiums in New Smyrna Beach, is a haven of comfort and charm. Boasting captivating ocean views, this unit is sold fully furnished, offering a turnkey solution to your dream coastal lifestyle. As you step into the unit, a bright kitchen welcomes you. The seamless flow from the kitchen to the dining area and spacious living room creates an open and inviting ambiance, ideal for entertaining friends and family. The spacious master bedroom comes complete with an ensuite bathroom for added convenience and privacy. This condo is thoughtfully designed with tile and carpet flooring, making it practical and easy to maintain, especially after a day of sun-soaked adventures on the beach. The inclusion of window coverings and ceiling fans adds a touch of comfort and functionality to the space. Step outside onto the quaint balcony and be greeted by panoramic views of the community and the serene ocean – a perfect spot to unwind and embrace the coastal breeze. Whether you're sipping your morning coffee or enjoying a sunset cocktail, this balcony is a private oasis. Beyond the unit, Castle Reef Condos elevate your lifestyle with an abundance of fantastic amenities. From convenient beach access to two heated pools, tennis courts, pickleball, shuffleboard courts, and BBQ grills – every day promises an array of leisurely activities at your fingertips. Seize the opportunity to experience coastal living at its finest. Schedule your showing today and discover the unparalleled charm of Castle Reef Condominiums in New Smyrna Beach. Your dream of a beachside haven awaits! Note: Brand New AC in the works and Rental History can be provided upon request.
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$470,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $376,000 | $376,000 | $376,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $556 | $556 | $556 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,502 | $2,499 | $3,171 |
Total Monthly Payment | $3,133 | $3,130 | $3,802 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.