Welcome to Placida Pointe, a captivating enclave within a community brimming with amenities. Here, you'll discover a marina featuring boat slips with convenient access to both the Intracoastal Waterway and the Gulf of Mexico. Adding to the allure, a private ferry stands ready to whisk you away to the pristine beaches of Little Gasparilla Island. Engage in friendly matches of pickleball and tennis, unwind at any of the three clubhouses or pools, and participate in a myriad of organized social activities. Nestled at the end of a serene cul-de-sac, this waterfront retreat offers an unrivaled panorama with 150 feet of sweeping views overlooking Coral Creek and an additional 140 feet of canal frontage along the southeast perimeter. This residence awaits a new owner to infuse it with personal style and customization. As you step into the foyer, your gaze will be drawn to the expansive views of Coral Creek, setting the tone for the tranquility that awaits. Step outside onto the two-level deck to bask in the soothing ambiance and take in the mesmerizing water views. The kitchen boasts a gas stove, a cozy breakfast nook, and a convenient dumbwaiter. All bedrooms are generously sized, including a master suite with dual walk-in closets and the added bonus of water views overlooking Coral Creek. The lower level encompasses a two-car garage, a spacious 17' x 8' laundry/utility room, and an expansive bonus space (not air-conditioned) that presents an ideal canvas for a workshop, craft area, man cave, or additional storage. A dock and boat lift are already in place, though the dock is in need of repair or replacement. A new roof was installed in October 2022. Embark on a journey to customize and personalize this residence to your preferences while relishing the extensive waterfrontage and the abundant amenities Placida Harbour Club has to offer. Conveniently located just 1. 5 miles from the Boca Grande Causeway, local beaches, and a selection of private and public golf courses, this home invites you to embrace a lifestyle of coastal elegance and leisure.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $780,000 | $780,000 | $780,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $568 | $568 | $568 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,994 | $4,994 | $6,848 |
Total Monthly Payment | $5,654 | $5,654 | $7,508 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.