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BRAND NEW ROOF INSTALLED MAY 2024! BRAND NEW HOT WATER HEATER INSTALLED APRIL 2024!!** Previous 4pt issues resolved - opportunity awaits to score a fantastic home at a great price in an amazing location!
Welcome to this exquisite 3-bedroom, 2-bathroom, 1-car garage solid BLOCK home nestled in the heart of St. Pete! Offering a compelling blend of style and functionality, this residence boasts a strategic advantage—say goodbye to the burdensome flood insurance costs, as this property stands resilient without requiring flood insurance yet only a half mile from gorgeous waterfront views - tropical paradise awaits. No HOA & No CDD! Step into a home where thoughtful upgrades have already been taken care of for you. Contemporary open floor plan and stylish transitional design elements that make this home truly captivating. Enjoy the comfort of waterproof LVP flooring throughout, great durability for busy families and pet owners. Beautifully updated kitchen with large island, tile back splash, stainless steel appliances, and refreshed cabinets & counters. The three generously sized bedrooms, adorned with custom-built barn doors, provide ample space for relaxation and personalization. Practical features such as washer/dryer hookups in the garage and expansive floor-to-ceiling built-in shelves add to the convenience and functionality of this home. The AC was recently replaced in 2021, and the home offers newer double pane energy efficient windows. The exterior is equally impressive, featuring a U-shaped driveway in the front and a spacious backyard enclosed by a vinyl privacy fence. The circular driveway ensures ample parking for multiple vehicles. Boating enthusiasts will appreciate the double gate on the side, ready to accommodate the storage of an average-sized boat. With the property strategically located near three free boat ramps, accessibility is a key highlight. Nestled in the highly coveted Greater Pinellas Point neighborhood, this home is a stone's throw away from great schools. Additionally, proximity to the skyway and boat ramp adds a touch of maritime charm—you might even catch the distant horn of a passing cruise ship from your own yard. Situated with easy access to I-275, Downtown St. Pete (only 4miles away), the beach, boat ramps, the Skyway bridge, airports, and the renowned pink streets, this home offers an ideal location to relish the best of what St. Pete has to offer. Experience the perfect blend of comfort and convenience, with schools, Bay Vista Park, and key destinations just a short distance away. Your new home awaits in this prime St. Pete location—seamlessly combining modern living with a touch of coastal allure.
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Our Executive Mortgage Banker:
Our Insurance Division:
$423,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $338,400 | $338,400 | $338,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $131 | $131 | $131 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,251 | $2,249 | $2,902 |
Total Monthly Payment | $2,457 | $2,455 | $3,108 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.