5509 Oakridge DRIVE, Palm Harbor, FL, 34685 | $645,000

New Roof, Fresh Paint In/Out, Refinished wood floors, HVAC replaced, new garage door and opener, Updated kitchen and baths. Spacious 4 bedroom 3 bath home with easy to maintain pool nested on a tree shaded lot. Home offers formal living and dining room, kitchen that opens to breakfast nook and gathering room with fireplace. Primary bedroom suite with private ensuite bath and large walk in closet. Bedroom 2 and 3 are separated by the 2nd bath and bedroom 4 is to the rear of the home with access to the pool bath. Enjoy the neighborhood restaurants and shopping as well as John Chestnut Park right down the road, YMCA

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 85 x 125
  • Laundry: Inside
  • Style: Traditional
  • Year Built: 1991
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,344
  • Acreage: 0.24
  • Lot Size: 85 x 125
  • Est. Taxes: $7,785
  • HOA Fee: $550 Annually
  • Lot Desc: In County
  • Pool: Deck, Gunite
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave
  • MLS#: U8224833
  • Days on Market: 326 days
  • Website: https://www.raveis.com
    /prop/U8224833/5509oakridgedrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/25/2024 8:47:07 AM)
Listing courtesy of BLAKE REAL ESTATE INC   Phone: 727-359-0388

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5509 Oakridge DRIVE, Palm Harbor, FL, 34685

$645,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $516,000 $516,000 $516,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $649 $649 $649
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,433 $3,430 $4,424
Total Monthly Payment $4,174 $4,171 $5,165

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.