Home to Recently Closed Red Wagon Bakery, LLC. Commercial Kitchen. Most All Items Stay or Available to Negotiate. List Included in Listing Packet. Recent Annexation Doubles the Lot Size to . 10 Acre. Real Estate Taxes for . 05 Acre Only for One Half Year Are $3, 263. 00 For The 2023 Tax Year. Assessment May Change As Of April of 2024. Additional Land Allows for Sufficient Parking. Improvements Include But Not Limited To 14' x 18' Deck Which Offers Outside Seating; Side Steps & Deck to Take Out Window; FHA/Furnace; 2 Mini Splits; Central Air; Lighting Fixtures; Counter Tops; Washer & Dryer Located in Basement; Large Window; Flooring; Interior, Exterior Paint & More. Previous Owner Replaced Roof Rafters and Roof in 2009 and 2010. Commercial Sinks & Dishwasher Hidden from Customer View. Commercial Tile Flooring. Basement Offers Additional Storage. Sited at the Intersection of Rte. 4 & Rte. 118 near the Town Park & Ball/Playing Fields! Canaan Street Lake & Cardigan Mtn. School Close By. Travelers Pass By on Their Way to Area Businesses, Hospitals, Shopping, Recreation & More! This is the Opportunity for YOU to Own Your Own Business, Become Your Own Boss! Pre-Qualification for Financing or Proof of Funds Letter Required to be Attached to P&S. OFFERS BY QUALIFIED BUYERS ARE ENCOURAGED BY THE OWNER!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $168,000 | $168,000 | $168,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $272 | $272 | $272 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,118 | $1,117 | $1,417 |
Total Monthly Payment | $1,465 | $1,464 | $1,764 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.