PENTHOUSE unit with preferred South-facing unobstructed ocean views priced to account for necessary upgrades! This unit is in original condition (with the exception of a 2010 HVAC and water heater) and has been in the same family since 1992! With a little TLC you'll easily have the best South-facing unit in the building. Both bedrooms are generous in size, both with direct ocean views. The primary suite is located at the rear of the unit and offers his & hers closets. Storage is plentiful throughout the unit and the views from the balcony are absolutely breathtaking. Whether you prefer a sunrise or sunset, you're covered here in unit 1110! Regency Plaza is a true maintenance-free building where all expenses are covered except your electric. Amenities include a community pool,
two elevated sun decks, grilling area, fitness center, library, game room, community laundry room, on-site part time manager, and underground parking. Regency Plaza is one of the very few buildings within walking distance of Publix Supermarket - just grab one of the carts downstairs and be on your way! From bottom to top, your safety, privacy and convenience are addressed - the assigned underground parking allows for safety & privacy and owning the top floor unit gives peace of mind with no neighbors above! Your guests will never struggle to find parking with an additional guest lot on the main level. Units may be rented for 2 months minimum if desired (perfect for snow birds). Two Pets (dogs, cats or birds) up to 20lb each are allowed. Condo fees are $514/month. Ormond-by-the-Sea is a little GEM of a town where you'll fit in no matter what stage of life you're in. There's plenty to do, see and visit and you'll never be in a rush. Come live the beach life - you deserve it!
All information in this listing is intended to be accurate but cannot be guaranteed. Buyers/agents to perform all necessary due diligence.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $468 | $468 | $468 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,075 | $2,049 | $2,630 |
Total Monthly Payment | $2,618 | $2,592 | $3,173 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.