*** SELLER PRICED TO SELL IMMEDIATELY *** BELOW MARKET - at $265, 000 | BEAUTY * LOCATION * VALUE * NEW ROOF * SELLER PAID OFF ASSESSMENT !!! This Adorable PALM HARBOR VILLA checks ALL the boxes. NEW BUYER INCENTIVES - WITH FULL PRICE OFFER Seller is Offering $5, 000 in BUYER INCENTIVES to be PAID/USED for Buyer's CLOSING COSTS and/or BUY-DOWN of INTEREST RATE | NEW UPDATES and the Perfect size to maintain and furnish for an Easy Lifestyle. Offering 1120 square feet of interior living space (original floor plan indicates 1134 square feet) . . . this 2BR | 2BA Villa has Fresh Interior Paint and is MOVE-IN READY. The KITCHEN is a Delightful space and opens to the FRONT PATIO (including a storage closet for extra space), which means Plenty of Cheerful Natural Light. Solid Maple Cabinets with a soft-close drawer feature | white appliances | dishwasher | larger stainless sink and the Washer and Dryer are included. THE FLOORING and Baseboards were UPDATED (over $25, 000 in value) in 2022 and WOW, WHAT A SHOW STOPPER! The Owners wanted THE BEST, and you will certainly agree. Gleaming 2 feet x 2 feet squares of PORCELAIN TILE (rectified, so there are very limited grout lines) expand the living spaces with a FRESH * BEAUTIFUL and CLEAN FINISH. The PRIMARY BEDROOM is an en-suite with separate water closet and a generous walk-in closet. Both Bathrooms offer NEW HIGHER TOILETS - a must have. The second Bedroom has a closet and a sliding door to the BACK PATIO, another wonderful feature. The COMMUNITY of STRATHMORE GATE-EAST is a GEM . . . located in a HIGHLY DESIRABLE POCKET of PALM HARBOR . . . * BEAUTIFULLY MAINTAINED * PRIVATE * QUIET NEIGHBORHOOD and close proximity to shopping, restaurants, NW Hillsborough County, and Award Winning FL GULF BEACHES. AMENITIES include: Pool | Tennis Courts | Sidewalks and a Maintenance-Free FLORIDA VILLA LIFESTYLE | ***BONUS VALUE*** NEW ROOF installed in January 2024 and the Current Owner has PAID IN FULL the $4800 special assessment to COVER THE COST FOR YOU!
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Our Executive Mortgage Banker:
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$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $55 | $55 | $55 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,375 | $1,393 | $1,775 |
Total Monthly Payment | $1,505 | $1,523 | $1,905 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.