Located in the beautiful setting of Harbour Oaks in the gated community of Bay Isles on south Longboat Key, this ground level 3 bedroom, 2. 5 bath villa is the ideal winter retreat or full-time residence. Nestled among the oaks with views of the Sarasota Bay and mangrove lined waterway, this residence is peaceful and serene. The large back deck provides space for entertaining or relaxing as you enjoy the wildlife and bay breezes. Inside the villa, the floorplan is very open and spacious with a newer kitchen equipped with custom cabinetry and an island with a Gaggenau cooktop and a breakfast area. The floorplan has a large great room or family room with dining area, a separate living room with fireplace, and an office. The large ensuite master bedroom has its own Florida room for enjoying morning coffee and looking out to enjoy the wildlife and beautiful landscaping. There are also two guest rooms with a Jack and Jill bathroom. For the orchid lover, there is an enclosed glass area that provides a wonderful environment for plants or outdoor relaxation. A two-car garage and interior laundry room complete this spacious condo. Harbour Oaks is in the process of replacing the roofs, and the A/C in this unit is only a couple of years old. This is a condo so most of your utilities and insurance are included in your quarterly fee. A pet friendly community, Harbour Oaks allows one dog up to 50 lbs. and one cat. The community includes a heated pool, lawn maintenance, 24-hour manned security gates, and membership to the Bay Isles Beach Club. Kayak access is located across the street from the back deck.
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$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.250% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.371% | 6.348% | 6.201% |
Monthly Tax Payment | $660 | $660 | $660 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,310 | $5,907 |
Total Monthly Payment | $5,005 | $5,062 | $6,659 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.