515 S Pine STREET, New Smyrna Beach, FL, 32169 | $699,000

REDUCED, REDUCED. Priced less than the March 2024 appraisal. The original front of this charming cottage style home was built in 1950. In 2008 a large addition was built creating a total of 2462 square feet, and is cement block construction, with a metal roof. Situated on a 50' x 150' lot, this perfect location is just a short stroll to the beach and to Flagler Ave. to enjoy the interesting shops and restaurants. The 3 bedroom, 3 bath home, with walk in closet in the primary bedroom, has a living room, dining room and a large family room that's considered a safe space with impact windows. The spacious dream kitchen has a skylight, abundance of 30 inch high cabinets, granite counter tops and breakfast bar. A favorite for most cooks is the natural gas range with double oven, and large double door refrigerator. Off the kitchen is the laundry room with a utility sink. A single car garage has a Genie Door Opener. Ceiling fans throughout. From the family room and the primary bedroom glass French doors open wide to the large lanai. Perfect for entertaining family and friends. Birds, bees and butterflies add to the beauty of the large fenced back yard. Thriving there are native and exotic plants, olive, fig and avocado trees, a Greenhouse and a workshop with electricity. The brick pavers at the front of the home and on either side of the driveway add plenty of guest parking. The 4 ton Air conditioner/heating unit was installed in 2021 and is maintained regularly. The Gas Hot water heater was installed in 2020. All information contained herein is deemed to be accurate but to be verified by purchasers.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 50 x 150
  • Laundry: Inside
  • Year Built: 1950
  • Garage: 1-car Parking Pad
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,842
  • Acreage: 0.17
  • Lot Size: 50 x 150
  • Lot Desc: City Lot
  • Appliances: Dishwasher, Disposal, Gas Water Heater, Range, Refrigerator
  • MLS#: NS1077870
  • Days on Market: 269 days
  • Website: https://www.raveis.com
    /prop/NS1077870/515spinestreet_newsmyrnabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/29/2024 6:32:09 PM)
Listing courtesy of COLLEEN SUMNER REAL ESTATE   Phone: 386-427-6167

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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515 S Pine STREET, New Smyrna Beach, FL, 32169

$699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.512% 6.273% 5.248%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,489 $3,398 $4,419
Total Monthly Payment $3,581 $3,490 $4,511

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.