Pre-Construction. To be built. Chapel Creek is conveniently located in Zephyrhills with easy access to SR 54, I-75, & US-301, for easy commuting to Tampa and area conveniences. The community offers a low monthly HOA, and we will be zoned for USDA financing, too. Choose from four open-concept floorplans with options for one- and two-story homes up to 2, 800 square feet with the option for a three-car garage. Whether you’re looking for main level living or need more space for your growing family, we have the perfect home for you. Make it your own with our professionally-designed interior palettes and customize your flex space, perfect for a home office, extra bedroom or second living area – the choice is yours. You’ll love our community amenities, too! Spend the day relaxing with friends and neighbors at our resort-style pool, or head over to the open green space and playground to enjoy the Florida sunshine with family. We even have a dog park for some off-leash fun for your furry family members. There’s so much to do, without leaving the neighborhood. This Lynn Haven Plan is a comfortable 4 bed, 2. 5 bath, home with loft, first floor study and lanai. This home is a gorgeous two story layout. Starting from the entry, you see the study with double French doors at your option to your left, which can easily become a flex room, and pass though the foyer opening into the large great room with a massive family room on the right and the kitchen and dining combo on the left. Sliding glass doors off the family room lead to covered lanai, perfect for entertaining or enjoying cool evenings. The kitchen has a large island, ample storage, and a walk-in pantry. Upstairs is a true oasis. The large loft at the top of the stairs offers a respite from the day. There are three large bedrooms and bath as well as a convenient laundry room. The Owner’s Suite is large with a massive walk-in closet and en suite bath with separate water closet and dual sinks. The shower has a roman style seat. The Owner’s bath can be upgraded to a soaking tub. Other options include an extended covered lanai on the back of the home, 3rd full bathroom upstairs and a full front porch for visiting with neighbors. Additional features are storage under the stairs, a large closet pantry, spacious closets in all the bedrooms, 17x17 tile in all wet area, Hardieboard siding, 14 SEER HVAC, high end finishes and GE appliances. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,792 | $340,792 | $340,792 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.500% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.051% | 7.295% | 6.623% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,383 | $2,296 | $2,945 |
Total Monthly Payment | $2,458 | $2,371 | $3,020 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.