427 47th STREET W, Palmetto, FL, 34221 | $369,526

Big price adjustment! Need to sell: Welcome to a one-of-a-kind opportunity in the coveted community of Palmetto Point!: Fully Renovated and Tastefully Designed Home with Endless Possibilities. This thoughtfully designed home offers a rare combination of modern living and endless potential. Don't miss your chance to make this remarkable property your own. Flexible Living Space: The highlight of this home is the spacious downstairs room that presents limitless possibilities. Whether you envision a home office, a recreation room, a gym, a guest or mil suite, or even a rental unit this space can adapt to your unique needs. With available water and sewer connections, adding an additional bathroom is a breeze. The upper level boasts an inviting 3-bedroom, 2-bathroom open floor design. The modern kitchen with granite countertops and new stainless steel appliances is a culinary haven. Step outside to the large balcony, the ideal setting for hosting gatherings and enjoying the Florida sunshine. This home has undergone a complete transformation with a long list of updates: from a new roof to new AC, new flooring, new windows and doors, fresh paint inside and out, no detail has been overlooked. Nestled in the highly sought-after Palmetto Point community, this property offers the best of Florida living without the burden of HOA fees or CDD expenses. Enjoy access to the community boat ramp and nearby waterways, making it a paradise for boating enthusiasts. The neighborhood is also golf cart friendly, adding to its unique charm. Conveniently located just minutes from I-75, I-275, US-41, and US-301, this home ensures easy commutes to St. Pete, Tampa, Sarasota, and the stunning Anna Maria Island/Holmes Beach. This Palmetto Point gem is the perfect canvas to create your dream lifestyle. With its unparalleled combination of modern updates and potential, this home is a rare find in today's market. Schedule a showing today and explore the endless possibilities this property offers.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1980
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,340
  • Acreage: 0.18
  • Est. Taxes: $770
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: T3491672
  • Days on Market: 181 days
  • Website: https://www.raveis.com
    /prop/T3491672/42747thstreetw_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/12/2024 2:54:27 AM)
Listing courtesy of MCPEAK REALTY GROUP INC   Phone: 813-352-6659

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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427 47th STREET W, Palmetto, FL, 34221

$369,526

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $295,621 $295,621 $295,621
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.880% 7.171% 6.538%
Monthly Tax Payment $64 $64 $64
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,992 $1,965 $2,535
Total Monthly Payment $2,131 $2,104 $2,674

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.