Welcome to North Hill Cottage, an exquisite waterfront home perched high on the property, offering breathtaking views of the Fishers Island Sound, Mystic River, and the Connecticut shoreline. Nestled on approximately 1. 5 acres on the west end of Fishers Island, this remarkable residence offers an unparalleled coastal living experience. The architectural style of this 3200+ square foot home is a shingle-style gambrel, reflecting timeless sophistication and seamlessly blending with the surrounding coastal environment. As you approach the property, you will be greeted by sprawling grounds adorned with beautiful gardens and mature landscaping, creating a picturesque setting. The property features a two-car garage, garden shed, and storage shed, providing ample space for all your storage needs. One of the highlights of this property is the private beach and dock, located right in front of the home. Whether you enjoy paddleboarding, kayaking, swimming, or boating, this waterfront oasis offers endless opportunities for water-based activities. Relax and unwind as you soak up the sun and relish in the tranquil ambiance of this idyllic setting. Additionally, North Hill Cottage boasts a charming guest cottage, spanning approximately 400 +/- square feet. Complete with one bedroom and one bathroom this cozy retreat is perfect for hosting guests during the summer months, ensuring they have their own private space while enjoying the beauty of Fishers Island.
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Our Executive Mortgage Banker:
Our Insurance Division:
$5,300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $4,240,000 | $4,240,000 | $4,240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.055% | 6.234% | 5.805% |
Monthly Tax Payment | $1,492 | $1,492 | $1,492 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $23,743 | $25,763 | $34,926 |
Total Monthly Payment | $25,360 | $27,380 | $36,543 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.