MOVE IN READY! This meticulously updated third-floor unit at 2401 Ecuadorian Way, #45, Clearwater, Florida, offers an impressive 1, 400 square feet of living space. Nestled near a golf course and the East Community Center, this condominium presents an exceptional opportunity for a delightful Florida lifestyle. Step inside to discover the tasteful updates throughout. New vinyl plank floors in the main living area and fresh carpet in the bedrooms (2020) provide a modern touch. Key upgrades include a water heater (2019), windows and a guest bath (2023). The home features a new refrigerator, still under warranty, an AC unit from 2019 and a stackable washer and dryer installed in 2019. The association replaced the roof in 2021, and the building received a fresh coat of paint in 2022. Nestled within a vibrant 55-plus community, this property offers access to two activity centers and private golf courses with nine and 18 holes, all free exclusively for resident owners. Enjoy a dip in one of the two swimming pools, with one heated for your comfort. Stay in shape at the remodeled cardio gym, equipped with the latest exercise gear. This pet-friendly community goes the extra mile with a fenced dog park featuring covered seating, as well as hobby studios and a woodshop exclusively for residents. Engage in various activities such as fitness classes, dancing, clubs, cards, billiards and entertainment. The on-site Good Karma Cafe offers convenient take-and-bake meals and snacks. Benefit from the proximity to beaches, transportation, shopping, entertainment and fine dining. Please note that this property is being transferred by a leasehold estate deed, and association approval is required. If financing, a 35% down payment is necessary. Don't miss the chance to embrace the best of Florida living in this welcoming community!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $37 | $37 | $37 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,271 | $1,223 | $1,578 |
Total Monthly Payment | $1,383 | $1,335 | $1,690 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.