Welcome to this beautiful Conrad Floor Plan READY FOR IMMEDIATE OCCUPANCY. This 3, 381 sq ft two-story home is in the well-sought-after THE RIDGE AT WIREGRASS community in Wesley Chapel. It features 5 bedrooms, 4 Baths, and a 2-car garage perfectly positioned on an oversized lot with plenty of space for a pool. Picture yourself walking through the main level, which offers an abundance of natural light, neutral tones, and a spacious open floor plan. The first floor features a guest bedroom with a full bathroom, a formal living room and dining room, a gourmet kitchen with newer upgraded kitchen appliances ($5K), a breakfast area, and an extended cabinet area. The great room overlooks the extended covered lanai, which is pre-plumbed for an outdoor kitchen. Upstairs, you will find the loft with the master suite, his/her walking closets, an en-suite bathroom with a garden tub, a walk-in shower, and dual sinks. Right next to the loft are 3 bedrooms and 2 full baths. Great opportunity for anyone looking to live comfortably in a quiet, centrally located, friendly, and safe neighborhood. A custom brick-paved extended driveway & tile roof complete this immaculate home! The community prides itself on its professionally maintained curb appeal, and it is zoned for the highly rated Wiregrass High School, Wiregrass Elementary & John Long Middle!
Residents of The Ridge experience excellent amenities with a resort-style 12, 000 sq. ft clubhouse, resort-style pool, lap pool, splash pad, water slide, social hall, fitness center, basketball courts, tennis courts, volleyball, playground, indoor sports complex, event room, water play area, fire pit & more! The Ridge at Wiregrass has a full-time gate guard. HOA FEE INCLUDES lawn mowing, landscape maintenance, fertilization, mulching & exterior pest control. CDD is already included in the tax bill. The Ridge is centrally located on SR-56 near Wiregrass Mall, Tampa Premium Outlets, USF, Moffitt Cancer Hospital, Advent Health Hospitals, Pasco State College, Center Ice, I-75 & I-275. Minutes from I-275 & I-75 + easy access to I-4. 30m Drive to Downtown Tampa & Tampa Int'l Airport. THIS HOME WON'T LAST! Schedule your showing today!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,920 | $599,920 | $599,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $821 | $821 | $821 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,991 | $3,987 | $5,144 |
Total Monthly Payment | $4,904 | $4,900 | $6,057 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.