This delightful, well maintained Acorn Deck House located in Sugar Hill on 3. 6 acres overlooks the Coffin Pond Conservation Area. Each season has it's own beauty. This home was built in 1972 but has had many upgrades. The warm welcoming kitchen/dining room/living room area is awash in natural light. It will not be hard to enjoy the views from this lovely home sitting on the knoll. Along with the kitchen, dining room & living room there is a full bath, a bedroom & an office/storage area on the first floor. In the basement there is a Primary bedroom with attached 3/4 bath. Down the hallway there is a family room with a wood stove to enjoy on cold winter days after coming in from skiing. You can access the two bay garage from this room so that woodstove will feel nice when coming in from a day of playing in the White Mountains. There is a garden shed/small one bay garage with a lean-to & a two bay oversized 30x40 garage w/a 10x10 add on that is currently being used as a dog kennel/grooming business. It can be easily converted. Detached garage has it's own 2000 gallon septic, electric mini-split heaters, water line, half bath and a wash station and it's own hotwater tank. This garage could be converted into a rental or a small business opportunity.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $490 | $490 | $490 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,274 | $3,190 | $4,050 |
Total Monthly Payment | $3,856 | $3,772 | $4,632 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.