Southern Livings Home design of the Year when it was built! Don't miss out on this unique opportunity to put your own finishing touches on this 4, 000+ sq. ft. Georgian Cape Cod that was recently completely overhauled and improved upon! This well built 4-bedroom, 3-and-a-half-bathroom home sits on a beautiful 4. 5 AC flat lot surrounded by nature. Home was built just in 1997 and has been well maintained and cared for. Boasts a lifetime warranty roof, 6" cedar wood siding, brick facade, transom doorways, Pella windows, new doors, stamped concrete, Central AC, 5-year-old boiler w/8 zones, oversized well tank, 1, 500-gallon septic along with full walk-out almost finished basement with 9 ft. ceilings, generator connection, & 330-gallon oil tank. . . the list goes on. The owner has a kitchen design in place, almost all walls have fresh paint and new lighting fixtures, as well as all flooring has been sanded & refinished or new tile throughout. Additionally, two brand new tiled bathrooms on the upper floors and bathrooms are ready for your designs on the first floor. There is a large 2-car garage attached to the home in addition to the newly finished 2+ car barn/shop/garage to house all of your toys! The home has multiple fireplaces in both the cozy sitting room off the open kitchen and the great living room with 19' vaulted ceilings & custom built-ins. This home is truly a one-of-a-kind must-see!
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $699,920 | $699,920 | $699,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.430% | 6.977% | 6.790% |
Monthly Tax Payment | $802 | $802 | $802 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,598 | $6,145 |
Total Monthly Payment | $5,147 | $5,492 | $7,039 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.