Looking for a summer getaway? How about a cute little camp in the woods of Effingham?! This 2 bedroom cottage has real knotty pine inside to create that cozy cabin feel. Front deck to enjoy the morning coffe and relax on summer evenings! In the same family since the 80's. Charming as is or update and make it your own, you'll love the handy location, and is access to all the great outdoors here in the White Mtns and Lakes Region of NH. Public boat launch to Ossipee Lake is about 15 minutesa away and just a bit further Indian Mound Golf Course, 18 holes of fun. Fishing at nearby Pine River, perhaps bring home supper? Currently only used seasonally, water pump has always been stored in the house in off season and assembled for use in summer. Unique storage building and old out house also on the lot. Make this your hunting/fishing camp or remodel to use year round.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $156,000 | $156,000 | $156,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
Monthly Tax Payment | $221 | $221 | $221 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $948 | $948 | $1,233 |
Total Monthly Payment | $1,244 | $1,244 | $1,529 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.