115 Saint Martins WAY, Apollo Beach, FL, 33572 | $159,000

Don't miss the opportunity to live the good life in an active 55+ community in Florida. This very affordable home is ready for new residents in search of a friendly and welcoming environment in the sunny south. There is no lot rent, as you will become a shareholder when you purchase a home in the community. The maintenance fee is $211 per month, which covers professional management, clubhouse amenities and a community boat launch. Inside this home you will find that the spacious primary bedroom has an ensuite bathroom, mirrored closets, and a sitting area. The guest bedroom is separate from the primary bedroom for additional privacy. The cute kitchen has an eat-in area for dining, and is adjacent to the living room. Off the livingroom you will find an enclosed Florida Room for additional space for entertaining. And at the back of the Florida Room is a small bonus room you can use as an office, craft room, or as additional guest bedroom space. Adjacent to the carport is additional storage in the attached shed. The community has a heated pool, shuffleboard, bocce courts, a game room with pool tables, a library and a craft room. There are activities year around, including dinners and dances, and free coffee and donuts on Thursdays in the clubhouse. Caribbean Isles is located midway between Tampa and Sarasota/Bradenton, and a quick day trip away from the activities and amusement center of Orlando. Schedule a visit soon, you'll love what Caribbean Isles has to offer.

Features

  • Amenities: Clubhouse, Fence Restrictions, Gated, Laundry, Optional Additional Fees, Park, Pool, Recreation Facilities, Shuffleboard Court
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Style: Florida
  • Year Built: 1981
  • Garage: Covered
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,340
  • Acreage: 0.12
  • Est. Taxes: $690
  • HOA Fee: $211 Monthly
  • Adult Communities: Yes
  • Pet Policy: Breed Restrictions, Number Limit, Size Limit
  • Appliances: Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: T3490204
  • Days on Market: 140 days
  • Website: https://www.raveis.com
    /prop/T3490204/115saintmartinsway_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/1/2024 10:47:13 PM)
Listing courtesy of KELLER WILLIAMS SOUTH SHORE   Phone: 813-641-8300

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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115 Saint Martins WAY, Apollo Beach, FL, 33572

$159,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $127,200 $127,200 $127,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 8.011% 7.171% 6.538%
Monthly Tax Payment $58 $58 $58
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $879 $845 $1,091
Total Monthly Payment $1,012 $978 $1,224

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.