The perfect pairing of historic charm and modern upgrades can be found in this stunning turn of the century schoolhouse. Thoughtfully renovated to preserve many original details, the entire property has been reimagined to create a unique, beautiful, and functional home and you're just over one hour to NYC or 20 mins to a MetroNorth/NJ Transit stop. Extra high 26 ft tall ceilings, exposed brick, and oversized windows are the stars of the show for this special property. Natural sunlight fills this home in a magical way that is truly an experience to behold! Gorgeous woodwork provides a warm atmosphere and the whole home manages to be both loft-like (with its impressive proportions and dramatic spaces) yet incredibly cozy. You'll be inspired to host fabulous dinner parties and to curl up in one of the many cozy nooks with a book. Antique school desks and chalk boards are a playful nod to the home's history! The kitchen was renovated in 2015 and features granite countertops, a large center island, and ample storage. Custom wood cabinetry perfectly complements the original wood details found throughout the home. The first of two bedrooms features the same oversized windows found in the main living space, high ceilings, and french doors. A full bathroom with a tile shower completes the first level of this home. Upstairs there is a second bedroom, another full bathroom, plus two cute bonus rooms that are perfect for guest overflow or work from home spaces. The 460 sq ft finished rec room allows for even more room to spread out with family and friends and has its own separate entrance! This dynamic set up has a little bit of everything providing space for a playroom, craft/reading area, screening room, and a third full bathroom with a luxurious soaking tub. This bonus rec room space - with its separate entrance and full bathroom - is also perfectly appointed to be utilized for WFH and/or a home business (of course complying with any town rules and regs!). The property has also functioned as a popular vacation rental when the owners aren't enjoying it themselves! Outside you will find one acre of open and level lawn with a lovely stone patio set up perfect for grilling, a gazebo, a fire pit area, and a myriad of play houses and other fun activities. Tons of sunshine would make this an ideal spot to add a garden. Keep this space open or add in some fencing or landscaping for more privacy! The entire home was renovated in 2015, and solar panels were installed in 2017 which cover nearly all of the property's electricity! This home is conveniently located near many adorable towns for shopping and dining like Port Jervis and Warwick. Orchards, vineyards, and craft breweries can be found 10-20 minutes away and you are only 30 mins to multiple ski resorts, and the Appalachian Trail for skiing, tubing and hiking. All the fun to be had on the Delaware River is 20 mins away with canoeing, kayaking and tubing in the warmer months! Venture a bit further and discover all the great dining, shopping and arts/entertainment in Newburgh and Beacon. There are multiple options for public transportation to/from NYC as well.
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
Monthly Tax Payment | $680 | $680 | $680 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,942 | $2,905 | $3,727 |
Total Monthly Payment | $3,714 | $3,677 | $4,499 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.