Build Your Dream Home in New Smyrna Beach! Walking Distance to Beach, Intracoastal, & Flagler Ave. Discover the perfect location to build your coastal dream home on one of the last few lots available in the sought-after North Beach area of New Smyrna Beach. This 5, 663-square-foot cleared lot offers unmatched convenience, beauty, and lifestyle. Imagine living just a two-block stroll to the pristine beach and a one-minute walk to public access along the Intracoastal, where you can enjoy breathtaking sunsets every evening. Located just a short walk or bike ride to the vibrant Flagler Avenue entertainment district, you’ll have easy access to New Smyrna’s top-rated restaurants, boutique shops, lively bars, and exciting nightlife. This is beachside living at its finest! Enjoy the serene views of the Intracoastal from your second-floor balcony, where you'll experience the calming sounds of the water and the gentle ocean breeze. Plus, with world-class surfing and fishing right in your backyard, your days will be filled with adventure and relaxation. Priced significantly less than other comparable lots in the area, this is a rare opportunity to own a piece of paradise in the highly desirable North Beach. Build your custom home on this ready-to-build lot or take advantage of our "build-to-suit" option, with floor plans available to help you get started. For those looking for a turnkey solution, we have plans designed for a 2, 800-square-foot, 4-bedroom, 3-bath home, already approved by the city, if interested. Your custom home could be sooner than you think! Don’t miss out—this prime location is one of the last chances to be part of New Smyrna Beach's most coveted neighborhood. Your coastal lifestyle awaits!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,367 |
Total Monthly Payment | $2,731 | $2,728 | $3,442 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.