41 Richmondville Avenue, #PH West, Westport (In-Town), CT, 06880 | $3,195,000

Welcome to the 3-bedroom Penthouse with private rooftop deck at The Mill Westport, offering high-end luxury living with all the amenities of a fine custom home in the heart of downtown Westport. With a concierge on-site and approximately 10, 000 square feet of spectacular interior and exterior amenity spaces such as The Great Room & Cafe, Pool, Health & Wellness Center, Patio & Rooftop Deck, residents will enjoy carefree, 5-star living. The 31 residences feature large windows, open floor plans, and light wood floors. Their refined details include a large waterfall-edged kitchen island, linear gas fireplaces, Sub Zero and Wolf appliances, full-size washer/dryers, and up-to-date bathrooms with radiant heated master bath floors. A variety of floor plans are available to meet the unique needs of discerning buyers seeking a bespoke lifestyle, with some offering spectacular terraces. All homeowners have access to heated or covered parking. Set in a tranquil, residential neighborhood within walking distance of downtown Westport’s many shops, restaurants, activities and close to beaches and commuting options to New York City. The redevelopment and adaptation of The Mill Westport into a luxurious residential property is being undertaken by Coastal Luxury Homes and Gault Family Companies, two Westport-based firms with a proven track record of surpassing the highest expectations. Some property images are artist renderings. Depicted characteristics are subject to change. Specifications are subject to change during construction. Ask about association info & common charges.

Features

  • Town: Westport
  • Parking: 2-car
  • Heating: Gas on Gas
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Elevator,Exercise Room/Health Club,Pool
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Main Level
  • Complex: The Mill Westport
  • Year Built: 2022
  • Common Charge: $2,428 Monthly
  • Above Grade Approx. Sq. Feet: 2,400
  • Est. Taxes: $0
  • Lot Desc: Level Lot
  • Elem. School: Coleytown
  • Middle School: Coleytown
  • High School: Staples
  • Pool: Heated,Spa,In Ground Pool
  • Pets Allowed: Yes
  • Pet Policy: Ask
  • Appliances: Oven/Range,Microwave,Range Hood,Subzero,Icemaker,Dishwasher,Washer,Dryer
  • MLS#: 170613780
  • Days on Market: 349 days
  • Website: https://www.raveis.com
    /prop/170613780/41richmondvilleavenue_westport_ct?source=qrflyer
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Listing courtesy of Coldwell Banker Realty

Room Information

Type DescriptionLevel
Bedroom 1 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 2 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 3 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 4 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 5 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 6 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 7 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 8 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 9 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 10 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 11 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 12 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 13 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 14 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 15 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 16 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 17 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 18 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 19 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 20 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 21 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 22 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 23 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 24 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 25 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 26 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 27 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 28 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 29 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 30 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 31 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 32 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 33 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 34 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 35 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 36 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 37 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 38 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 39 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 40 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 41 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 42 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 43 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 44 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 45 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 46 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 47 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 48 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 49 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 50 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 51 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 52 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 53 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 54 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 55 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 56 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 57 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 58 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 59 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 60 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 61 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 62 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 63 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 64 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 65 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 66 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 67 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 68 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 69 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 70 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 71 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 72 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 73 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 74 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 75 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 76 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 77 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 78 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 79 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 80 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 81 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 82 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 83 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 84 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Bedroom 85 Full Bath,Jack & Jill Bath,Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Dining Room Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Kitchen Island,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Living Room Balcony/Deck,Gas Log Fireplace,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Primary Bedroom Full Bath,Walk-In Closet,Hardwood FloorMain
Study Hardwood FloorMain
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William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

41 Richmondville Avenue, #PH West, Westport (In-Town), CT, 06880

$3,195,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,556,000 $2,556,000 $2,556,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.769% 6.270% 5.864%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $14,313 $15,531 $21,055
Total Monthly Payment $14,438 $15,656 $21,180

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.