FULLY FURNISHED. Enjoy the Florida Resort Lifestyle in this super nice, updated condo in Terra Ceia Bay Golf & Country Club: a gated planned waterfront community with lots of amenities! With breathtaking views of the golf course and the pond, you will wake up to beauty every day. This bright and meticulously maintained large 1Bedroom - 1Bath spans 972 sq. ft. including a screened-in balcony consisting of 103 sq. ft. It has immaculate interior with ceramic tile & carpet throughout and mirror-paneled walls in living and dining area. The large master suite has a large walk-in closet. All closets are equipped with shelving for extra storage room. The open floor plan seamlessly connects the living, dining, and kitchen areas, allowing for effortless flow and interaction. Spacious eat-in kitchen with a pantry cabinet and breakfast bar, tile backsplash, stainless appliances and laundry closet with stacked washer and dryer. The king size bed is convertible to twin beds and the sectional leather sofa converts into a queen bed and has two reclining seats. The unit has assigned parking spot in covered garage and secure space for bicycles as well as a private storage room. This exceptional condo offers more than just stunning vista. Residents of Ten Downing Street enjoy a host of fantastic amenities such as a heated swimming pool, two tennis and pickleball courts, large social room and fitness center. The Resort also offers membership for a nominal fee the use on an unlimited basis the 18-hole golf course, a junior Olympic size swimming pool, tennis and pickleball courts, a golf driving range and the fitness center. A full-service restaurant is available within the Resort Clubhouse. This unit makes living the Florida lifestyle simple. Easy access to shopping, museums, sports complexes, restaurants, I-75 and the fabulous UTC Mall and the Sunshine Skyway Bridge plus the beautiful white sandy beaches of Anna Maria Island nearby, makes this unit a can't miss!
The recent State mandated requirements for Milestone and Structural Integrity Reserve Studies (SIRS) for condo buildings three stories or higher have been completed for the Ten downing Condo Association with excellent results. The Milestone inspector stated the building is solid and well maintained with no further action required. The SIRS inspector stated the structure is a very solid built ISO 6 construction class, with concrete sub floors and roof.
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $220 | $220 | $220 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,045 | $1,045 | $1,359 |
Total Monthly Payment | $1,340 | $1,340 | $1,654 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.